103 S Towanda Ave, Apt 8, Normal, IL 61761 Property Records

McLean County property record for 103 S Towanda Ave, Apt 8, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	2 bd · 891 sqft · built 1975
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Mar 2021)
Tax Bill	$2,217 (2024)
Deeds & Mortgages	Sep 2020 Second Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-26-305-008`

Property Details

APN / Parcel Number

Primary APN	`14-26-305-008`

Interior

Bedrooms	2 Beds
Total Rooms	4 Rooms
Units	20 Units
Stories	2 Stories
Building Area	891 sqft Living Area
1st Floor Area	432 sqft
Basement Area	432 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	103 S TOWANDA AVE, 8
City	NORMAL
State	IL
Zip	61761-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLEASANT VIEW TOWNHOMES CONDO ON LOTS 248 & 249 4TH ADD PLEASANT HILL EAST UNIT 8
Legal Range	02E
Legal Township	24N
Legal Section	26
Legal Subdivision	PLEASANT VIEW TOWNHOMES CONDO
Legal Lot Number	248,2
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1002
Census Tract	502

Owner

103 S Towanda Ave, Apt 8 is owned and occupied by an individual who bought it in March 2021.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	103 S TOWANDA AVE, 8, NORMAL, IL 61761-2111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTON COMMUNITY BANK
Mar 3, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2021 · Amount on File
Deed Sale	Mar 3, 2021 · Amount on File
Prior Sale	May 13, 2010 · Amount on File
Deed Document Number	20215165
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	103 S TOWANDA AVE APT 8, 8, NORMAL, IL 61761-2111
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000019775
Date	Sep 26, 2020
Instrument	2020-00019775

Lender

Name	MORTON COMMUNITY BANK
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	13 Months
Due	Oct 1, 2021

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 3, 2021
Property Address	103 S TOWANDA AVE APT 8, 8, NORMAL, IL 61761-2111
Document Number	202100005165
Map Reference	DOC 74-10494
Instrument Date	Feb 22, 2021
Instrument	2021-00005165
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 S TOWANDA AVE APT 8, 8, NORMAL, IL 61761-2111

Mortgage

Document Number	202100005166
Date	Mar 3, 2021
Instrument	2021-00005166

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,361 Land $4,283 Building $32,078	$109,083 Land $12,849 Building $96,234
2024	$2,217.00 (+8.73%)
2023	$2,039.00	$29,832 Land $3,514 Building $26,318	$89,496 Land $10,542 Building $78,954

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 S Towanda Ave, Apt 8 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2019–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 S Towanda Ave, Apt 8 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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