103 S Stuart St, Foley, AL 36535 Property Records

Baldwin County property record for 103 S Stuart St, Foley, AL 36535

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 1965
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Trust Names on File
Last Sale	$231,000 (Sep 2024)
Tax Bill	$592 (2026)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-08-28-4-000-003`

Property Details

APN / Parcel Number

Primary APN	`54-08-28-4-000-003`
Alternative APNs	`117566` `330473` `533208`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,740 sqft Heated Area
1st Floor Area	1,740 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2014
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	140 ft deep x 137 ft wide
Utility Building	162 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	533208
Street Address	103 S STUART ST
City	FOLEY
State	AL
Zip	36535-3340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 2 WALKER GROVE SUB LESS 5.15' MB4 PG210
Legal Subdivision	WALKER GROVE
Legal Block	2
Legal Lot Number	5
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2009
Census Tract	11504

Owner

103 S Stuart St is owner-occupied and held in a trust since September 2024.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	103 S STUART ST, FOLEY, AL 36535-3340
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2024 · Amount on File
Deed Sale	Sep 26, 2024 · Amount on File
Prior Sale	Aug 1, 2023 · Amount on File
Deed Document Number	20242148604
Prior Transfer Date	Apr 26, 2006
Prior Transfer Doc	0001024321
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	103 S STUART ST, FOLEY, AL 36535-3340
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001943036
Date	Sep 13, 2021
Instrument	1943036

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 103 S Stuart St was $592 with exemptions applied, up 8.2% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$592.00 (+8.23%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption
2025	$547.00	$24,700 Land $11,780 Building $12,920	$295,300 Land $140,700 Building $154,600
2023	$710.00 (+3.5%)	$21,520 (+3.46%)	$215,200 (+3.56%) Land $84,400 Building $130,800
2022	$686.00 (+13.39%)	$20,800	$207,800 Land $89,700 Building $118,100
2021	$605.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 S Stuart St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 S Stuart St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FOLEY, UTILITIES BOARD OF THE serves 50,919 people · EPA ID AL0000036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20