103 S Second St, Kalida, OH 45853 Property Records

Putnam County property record for 103 S Second St, Kalida, OH 45853

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,448 sqft · built 2015
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Mar 2010)
Tax Bill	$1,945 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`56-052170.0000`

Property Details

APN / Parcel Number

Primary APN	`56-052170.0000`

Interior

Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Basement Area	999 sqft
Finished Basement	759 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	103 S SECOND ST
City	KALIDA
State	OH
Zip	45853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 00137
Legal Subdivision	VEACH & DRAYS ADDITION
Legal Lot Number	137
Jurisdiction	PUTNAM OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1028
Census Tract	30600

Owner

Source: Putnam County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 652, KALIDA, OH 45853-0652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2010 · Amount on Record
Deed Sale	Mar 25, 2010 · Amount on Record
Prior Sale	Nov 3, 2004
Deed Document Number	20101190
Deed Book / Page	613 / 78
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	S SECOND ST, COLUMBUS GROVE, OH 45830
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00752/1145
Date	Dec 12, 2022
Book Page	752/1145
Instrument	202200005293

Lender

Name	THE UNION BANK CO
Type	Bank
Address	KALIDA, OH 45853

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Union Township
Municipality	Kalida Village
Unified School District	Kalida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,945.00 (+3.73%) Homeowner's exemption	$62,080 (-) Land $3,900 Building $58,180	$177,370 (-) Land $11,140 Building $166,230
2024	$1,875.00 (-7.5%) Homeowner's exemption	$62,080 (+35.78%) Land $3,900 Building $58,180
2023	$2,027.00 (+22.33%) Homeowner's exemption Additional exemption filed	$45,720 (-) Land $3,050 Building $42,670	$177,370 (+35.79%) Land $11,140 Building $166,230
2022	$1,657.00	$45,720 Land $3,050 Building $42,670
2020			$130,620 Land $8,710 Building $121,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–2015)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALIDA VILLAGE PWS serves 1,542 people · EPA ID OH6900512
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalida Telephone Company Fiber	1,000 / 1,000
Defiance Holdings Fixed Wireless	500 / 100
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Spectrum.

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