103 S School St, Harper, TX 78631 Property Records

Gillespie County property record for 103 S School St, Harper, TX 78631

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,134 sqft · built 1969
Lot Size	0.349 acres (15,224 sqft)
Owner	Individual Name on File
Tax Bill	$2,109 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit
APN	`36282`

Property Details

APN / Parcel Number

Primary APN	`36282`
Alternative APN	`A0741-0224-000000-00`

Interior

Full Baths	1 Bath
Building Area	2,134 sqft Living Area
Gross Area	4,406 sqft
1st Floor Area	1,430 sqft
Upper Floors Area	704 sqft
Utility Area	346 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	15,224 sqft (0.349 acres)
Lot Dimensions	291 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	932 sqft
Carport	Carport
Carport Area	932 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	608 sqft
Porch	Slab
Porch Area	216 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	A0741-0224-000000-00
Street Address	103 S SCHOOL ST
City	HARPER
State	TX
Zip	78631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A0741 J F WINTERS #224, .3495 ACRES, -HOMESITE- -HOMESITE-
Legal Subdivision	J F WINTERS #224
Jurisdiction	GILLESPIE TX
Township / Civil Division	HARPER
Census Block Group	2
Census Block	2008
Census Tract	950200

Owner

103 S School St is owned and occupied by an individual who acquired it in June 2010.

Source: Gillespie County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 66, HARPER, TX 78631-0066
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 18, 2010
Transfer Doc	0020102707
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Recording Date	Aug 3, 2026
Property Address	103 S SCHOOL ST, HARPER, TX 78631
Document Number	0000004141
Instrument Date	Jul 27, 2026
Instrument	20264141
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	HILL COUNTRY TITLES INC, HILL COUNTRY TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004141,
Date	Aug 3, 2026
Instrument	20264141

Lender

Name	SECURITY STATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 27, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 103 S School St was $2,109 with a homeowner's exemption, down 6.5% from the year before.

Source: Gillespie County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Gillespie County
Unified School District	Harper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,109.00 (-6.52%) Homeowner's exemption	$224,300 (-6.49%) Land $53,210 Building $171,090	$224,300 (-6.49%) Land $53,210 Building $171,090
2025	$2,256.00 (+47.93%) Homeowner's exemption	$239,860 Land $53,210 Building $186,650	$239,860 Land $53,210 Building $186,650
2024	$1,525.00 (+12.88%)
2023	$1,351.00 (-30.9%) Homeowner's exemption	$211,934 Land $53,210 Building $198,610	$251,820 Land $53,210 Building $198,610
2022	$1,955.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 103 S School St; 9 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 S School St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LCRA HARPER WATER SYSTEM serves 381 people · EPA ID TX0860106
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VTX Communications Fixed Wireless	940 / 940
Hill Country Telecommunications Fixed Wireless · Fiber in parts of the area	300 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20