Story County property record for 103 S Russell Ave, Ames, IA 50010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,590 sqft · built 1919 |
| Lot Size | 0.195 acres (8,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Aug 2007) |
| Tax Bill | $3,022 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2013 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-10-200-040 |
| Primary APN | 09-10-200-040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,590 sqft Living Area |
| 1st Floor Area | 793 sqft |
| Attic | Attic |
| Attic Area | 450 sqft |
| Basement Area | 793 sqft |
| Unfinished Basement | 793 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,500 sqft (0.195 acres) |
| Lot Dimensions | 100 ft deep x 85 ft wide |
| Deck Area | 537 sqft |
| Patio Area | 84 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 103 S RUSSELL AVE |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50010-5969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UCRM |
| Legal Description | LINCOLN ADD N85' LOTS 1 & 2 BLK 1 |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 10 |
| Legal Subdivision | LINCOLN'S ADD |
| Legal Block | 1 |
| Legal Lot Number | 1,2 |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1000 |
103 S Russell Ave is owned and occupied by two individuals who acquired it in September 2007.
Source: Story County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 S RUSSELL AVE, AMES, IA 50010-5969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU |
| Jun 17, 2013 | Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC |
| Jan 6, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK AMES IOWA |
| Jan 13, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK |
| Aug 21, 2007 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL CITY MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2007 · Amount on File |
| Deed Sale | Aug 21, 2007 · Amount on File |
| Deed Document Number | 20079887 |
| Last Transfer Date | Sep 18, 2007 |
| Transfer Doc | 0000011120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 103 S RUSSELL AVE, AMES, IA 50010-5969 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202105884 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021-05884 |
| Name | GREATER IOWA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 103 S RUSSELL AVE, AMES, IA 50010-5969 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201300007011 |
|---|---|
| Date | Jun 17, 2013 |
| Instrument | 2013-00007011 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 103 S RUSSELL AVE, AMES, IA 50010-5969 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 405 5TH ST NW, BONDURANT, IA 50035-1338 |
| Document Number | 0202500103 |
|---|---|
| Date | Jan 6, 2025 |
| Instrument | 2025-00103 |
| Name | FIRST NATIONAL BANK AMES IOWA |
|---|---|
| Type | Bank |
| Address | BONDURANT, IA 50035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 103 S RUSSELL AVE, AMES, IA 50010-5969 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 404 SHILOH ROSE PKWY NW, BONDURANT, IA 50035-1417 |
| Document Number | 0202500311 |
|---|---|
| Date | Jan 13, 2025 |
| Instrument | 2025-00311 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AMES, IA 50010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Aug 21, 2007 |
| Property Address | 103 S RUSSELL AVE, AMES, IA 50010-5969 |
| Document Number | 200700009887 |
| Instrument Date | Aug 17, 2007 |
| Instrument | 2007-00009887 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $183.20 |
| Amount Accuracy | Tax Sale |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 S RUSSELL AVE, AMES, IA 50010-5969 |
| Document Number | 200700009888 |
|---|---|
| Date | Aug 21, 2007 |
| Instrument | 2007-00009888 |
| Name | NATIONAL CITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2037 |
The 2025 property tax bill for 103 S Russell Ave was $3,022 with a homeowner's exemption, up 18.5% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,022.00 (+18.51%) Homeowner's exemption | $230,700 Land $55,300 Building $175,400 | $230,700 Land $55,300 Building $175,400 |
| 2024 | $2,550.00 | ||
| 2023 | $186,000 Land $35,400 Building $150,600 | $186,000 Land $35,400 Building $150,600 | |
| 2022 | $2,232.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 S Russell Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 27 (1984–2010) |
| Claims Outside the SFHA | 8 of 27 |
| Most Recent Claim | Aug 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 S Russell Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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