103 S Richards St, Benton, AR 72015 Property Records

Saline County property record for 103 S Richards St, Benton, AR 72015

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,536 sqft · built 1939
Lot Size	0.149 acres (6,500 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Apr 2021)
Tax Bill	$1,086 (2024)
Deeds & Mortgages	Sep 2021 Transfer Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`800-35870-000`

Property Details

APN / Parcel Number

Primary APN	`800-35870-000`
Alternative APN	`59538`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 1939
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	357 sqft
Driveway	Driveway
Driveway Area	512 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	272 sqft
Patio Area	192 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	59538
Street Address	103 S RICHARDS ST
City	BENTON
State	AR
Zip	72015-4239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 & E 100'OF LOT 3 2021-026472
Legal Range	15W
Legal Township	02S
Legal Section	10
Legal Subdivision	HOUSE
Legal Block	1
Legal Lot Number	2,3
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	3
Census Block	3002
Census Tract	10601

Owner

Source: Saline County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	1518 BROOKSHIRE DR, BENTON, AR 72019-9547
Owner Type	Company, Secondary Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Intrafamily Transfer, Transfer
Apr 8, 2021	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO
May 11, 2020	Warranty Deed, Transfer · Conventional Mortgage RELIANT BANK
Nov 22, 2019	Warranty Deed, Construction Loan · Line of Credit LIMA ONE CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2021 · Amount on Record
Deed Sale	Apr 8, 2021 · Amount on Record
Prior Sale	Apr 8, 2021 · Amount on Record
Deed Document Number	0000008747
Last Transfer Date	Sep 30, 2021
Transfer Doc	0000026472
Record Updated	Jun 8, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALINE AR
Recording Date	Sep 30, 2021
Property Address	103 S RICHARDS ST, BENTON, AR 72015-4239
Document Number	0000026472
Instrument Date	Sep 18, 2021
Instrument	2021-026472
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 BROOKSHIRE DR, BENTON, AR 72019-9547

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Apr 8, 2021
Property Address	103 S RICHARDS ST, BENTON, AR 72015-4239
Document Number	0000008747
Instrument Date	Mar 12, 2021
Instrument	2021-008747
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 S RICHARDS ST, 103, BENTON, AR 72015-4239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 S RICHARDS ST, BENTON, AR 72015-4239

Mortgage

Document Number	0000008748
Date	Apr 8, 2021
Instrument	2021-008748

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	May 11, 2020
Property Address	103 S RICHARDS ST, BENTON, AR 72015-4239
Document Number	0000009460
Instrument Date	May 6, 2020
Instrument	2020-009460
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	STANDARD ABSTRACT & TTL CO I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1801 SCOTT SALEM RD, 1801, BENTON, AR 72019-9536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 PLEASANT FOREST DR, BENTON, AR 72015-4991

Mortgage

Document Number	0000009461
Date	May 11, 2020
Instrument	2020-009461

Lender

Name	RELIANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

November 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Nov 22, 2019
Property Address	103 S RICHARDS ST, BENTON, AR 72015-4239
Document Number	0000023095
Instrument Date	Nov 19, 2019
Instrument	23095
Transaction Type	Construction Loan
Record Updated	Dec 11, 2019
Title Company	AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$99.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1801 SCOTT SALEM RD BENTON AR 720199536, BENTON, AR 72019-9536

Mortgage

Document Number	23096
Date	Nov 22, 2019
Instrument	23096

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Nov 21, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,619 (-) Land $1,964 Building $17,655
2024	$1,086.00
2023	$1,086.00	$19,619 Land $1,964 Building $17,655	$98,095 Land $9,820 Building $88,275

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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