103 S Pine St, Dieterich, IL 62424 Property Records

Effingham County property record for 103 S Pine St, Dieterich, IL 62424

Property Summary

Property Type	Single Family Home
Details	1 bd · 688 sqft · built 1900
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$53,000 (Dec 2015)
Tax Bill	$1,507 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-20-004-035`

Property Details

APN / Parcel Number

Primary APN	`02-20-004-035`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	688 sqft Base Area
1st Floor Area	688 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	103 S PINE ST
City	DIETERICH
State	IL
Zip	62424-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 14 & 15 BLK 2 HORN'S NEW ADD 3171/136 3010/214
Legal Subdivision	HORN'S NEW ADDITION
Legal Block	2
Legal Lot Number	14-15
Jurisdiction	EFFINGHAM IL
Township / Civil Division	BISHOP
Census Block Group	1
Census Block	1082
Census Tract	950500

Owner

103 S Pine St is owned and occupied by two individuals who bought it in December 2015.

Source: Effingham County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 S PINE ST, DIETERICH, IL 62424-1131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Line of Credit LAND OF LINCOLN CU
Mar 2, 2021	Deed of Trust, Mortgage · Line of Credit LAND OF LINCOLN CU
Apr 23, 2020	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2015 · Amount on File
Deed Sale	Dec 23, 2015 · Amount on File
Prior Sale	Jan 27, 2014 · Amount on File
Deed Document Number	20151505579
Deed Book / Page	3171 / 136
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	103 S PINE ST, DIETERICH, IL 62424-1131
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202626000257
Date	Jan 22, 2026
Instrument	202626000257

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union
Address	925 NEW YORK DR STE 4, VANDALIA, IL 62471

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 21, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	103 S PINE ST, DIETERICH, IL 62424-1131
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3662/189
Date	Mar 2, 2021
Book Page	3662/189
Instrument	202121001010

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Mar 1, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 23, 2020
Property Address	103 S PINE ST, DIETERICH, IL 62424-1131
Document Number	3553/222
Book / Page	3553 / 222
Map Reference	MB 29 PG 154
Instrument Date	Apr 20, 2020
Instrument	202020001777
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 103 S Pine St was $1,507 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Bishop Township
Municipality	Dieterich Village
Unified School District	Dieterich Community Unit School District 30 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,507.00	$26,760 Land $5,240 Building $21,520	$80,280 Land $15,720 Building $64,560
2022	$855.00 Homeowner's exemption	$20,010 Land $3,920 Building $16,090	$60,030 Land $11,760 Building $48,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 S Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 S Pine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIETERICH serves 900 people · EPA ID IL0490150
Water Source	Purchased groundwater from EJ WATER COOPERATIVE
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GigFire.

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