103 S Oak St, Marcus, IA 51035 Property Records

Cherokee County property record for 103 S Oak St, Marcus, IA 51035

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,805 sqft · built 1969
Lot Size	0.366 acres (15,960 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jul 2020)
Tax Bill	$3,232 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0504204002`

Property Details

APN / Parcel Number

Primary APN	`0504204002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,805 sqft Living Area
1st Floor Area	1,505 sqft
Basement Area	1,505 sqft
Finished Basement	800 sqft
Unfinished Basement	1,505 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,960 sqft (0.366 acres)
Lot Dimensions	145 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	70 sqft
Patio Area	98 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	103 S OAK ST
City	MARCUS
State	IA
Zip	51035-7821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S45' LOT 2 & ALL LOT 3 BLK 1 KLINGBORGS ADD 4832A
Legal Subdivision	KLINGBORGS ADD
Legal Block	1
Legal Lot Number	2,3
Jurisdiction	CHEROKEE IA
Township / Civil Division	AMHERST
Census Block Group	3
Census Block	3076
Census Tract	80200

Owner

103 S Oak St is owned and occupied by two individuals who bought it in July 2020.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 S OAK ST, MARCUS, IA 51035-7821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on File
Deed Sale	Jul 10, 2020 · Amount on File
Deed Document Number	20201210
Deed Book / Page	2020 / 1210
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Jul 10, 2020
Property Address	103 S OAK ST, MARCUS, IA 51035-7821
Document Number	02020/1210
Book / Page	2020 / 1210
Instrument Date	Jul 6, 2020
Instrument	2020 1210
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 171, MARCUS, IA 51035-0171

Mortgage

Document Number	0020201211
Date	Jul 10, 2020
Instrument	2020 1211

Lender

Name	STATE SAVINGS BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 103 S Oak St was $3,232 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Marcus City
Unified School District	Marcus-Meriden-Cleghorn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,232.00	$261,120 (-) Land $21,230 Building $239,890	$261,120 (-) Land $21,230 Building $239,890
2025		$261,120 Land $21,230 Building $239,890	$261,120 Land $21,230 Building $239,890
2024	$2,978.00
2023		$230,160 (+32.63%) Land $21,230 Building $208,930	$230,160 Land $21,230 Building $208,930
2022	$2,634.00	$173,530 Land $21,230 Building $152,300
2021			$173,530 Land $21,230 Building $152,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 S Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 S Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARCUS WATER SUPPLY serves 1,079 people · EPA ID IA1838032
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Westel Systems Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20