Ravalli County property record for 103 S Mill St, Darby, MT 59829
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,040 sqft · built 1986 |
| Lot Size | 0.274 acres (11,935 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $183,960 (Apr 2022) |
| Tax Bill | $1,291 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1343276 |
| Primary APN | R1343276 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,935 sqft (0.274 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 312 sqft |
| Shed | 1 Shed |
| Shed Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0001001200 |
|---|---|
| Street Address | 103 S MILL ST |
| City | DARBY |
| State | MT |
| Zip | 59829-9240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WAINCRIST MEADOW, S15, T03 N, R21 W, LOT 032, 11950 SQUARE FEET |
| Legal Range | 21W |
| Legal Township | 03N |
| Legal Section | 15 |
| Legal Subdivision | WAINCRIST MEADOW |
| Legal Lot Number | 32 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | DARBY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 700 |
Source: Ravalli County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1221, DARBY, MT 59829-1221 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2022 · Amount on Record |
| Deed Sale | Apr 4, 2022 · Amount on Record |
| Prior Sale | Mar 19, 2019 · Amount on Record |
| Deed Document Number | 2022774355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Recording Date | Apr 13, 2026 |
| Property Address | 103 S MILL ST, DARBY, MT 59829-9240 |
| Document Number | 0000814357 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026814357 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 103 S MILL ST, DARBY, MT 59829-9240 |
| Document Number | 0000814357, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 2026814357 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Municipality | Darby Town |
| Unified School District | Darby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,291.00 (+8.03%) | $378,900 (-) | |
| 2025 | $1,195.00 (-43.95%) | $378,900 (+16.33%) | $378,900 (+16.33%) Land $131,848 Building $247,052 |
| 2023 | $2,132.00 | $325,700 | $325,700 Land $45,693 Building $280,007 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 89% of Montana |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DARBY serves 850 people · EPA ID MT0000195 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.39 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Aug 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
5G (outdoors only) and 4G LTE
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