103 S Main St, Onsted, MI 49265 Property Records

Lenawee County property record for 103 S Main St, Onsted, MI 49265

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,649 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$47,000 (May 2011)
Tax Bill	$1,628 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Mar 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CA8-400-0140-00`

Property Details

APN / Parcel Number

Primary APN	`CA8-400-0140-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,649 sqft Living Area
1st Floor Area	1,118 sqft
Basement Area	708 sqft
Unfinished Basement	708 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	103 S MAIN ST
City	ONSTED
State	MI
Zip	49265-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	LOT 14 GREENLEAF'S ADDITION TO THE VILLAGE OF ONSTED.
Legal Subdivision	GREENLEAF'S ADD
Legal Lot Number	14
Jurisdiction	LENAWEE MI
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1058
Census Tract	60302

Owner

Source: Lenawee County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 S MAIN ST, ONSTED, MI 49265-9749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Line of Credit TLC COMMUNITY CREDIT UNION
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TLC COMMUNITY CREDIT UNION
Dec 23, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance TLC COMMUNITY CREDIT UNION
May 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2011 · Amount on Record
Deed Sale	May 18, 2011 · Amount on Record
Deed Book / Page	2424 / 607
Last Transfer Date	Dec 18, 2019
Transfer Doc	0025900726
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	103 S MAIN ST, ONSTED, MI 49265-9749
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026650990
Date	Mar 18, 2024
Book Page	2665/990

Lender

Name	TLC COMMUNITY CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	103 S MAIN ST, ONSTED, MI 49265-9749
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026150635
Date	Mar 29, 2021
Book Page	2615/635

Lender

Name	TLC COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Apr 1, 2030

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LENAWEE MI
Recording Date	Dec 23, 2019
Property Address	103 S MAIN ST, ONSTED, MI 49265-9749
Document Number	0025900726
Book / Page	2590 / 726
Instrument Date	Dec 18, 2019
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 S MAIN ST, ONSTED, MI 49265-9749

Mortgage

Document Number	0025900727
Date	Dec 23, 2019
Book Page	2590/727

Lender

Name	TLC COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Jan 1, 2029

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LENAWEE MI
Recording Date	May 1, 2017
Property Address	103 S MAIN ST, ONSTED, MI 49265-9749
Document Number	0025440763
Book / Page	002544 / 000763
Instrument Date	Mar 8, 2017
Transaction Type	Transfer
Record Updated	Oct 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Tax Assessment & Valuation

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lenawee County
County Subdivision	Cambridge Township
Municipality	Onsted Village
Unified School District	Onsted Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,100 (+9.24%)	$144,200 (+9.24%)
2025	$1,628.00 (+3.5%) Homeowner's exemption	$66,000 (+19.13%)	$132,000 (+19.13%)
2024	$1,573.00 (+9.54%)
2023		$55,400	$110,800
2022	$1,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSTED serves 907 people · EPA ID MI0005020
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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