103 S Main St, Crystal, MI 48818 Property Records

Montcalm County property record for 103 S Main St, Crystal, MI 48818

Property Summary

Property TypeCommercial
Details2,990 sqft
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Apr 2017)
Tax Bill$1,349 (2025)
Deeds & MortgagesApr 2017 Mortgage
Apr 2017 Sale
APN005-102-001-50

Property Details

APN / Parcel Number

Primary APN005-102-001-50

Interior

Building Area2,990 sqft Building Perimeter

Exterior

Lot Area3,485 sqft (0.08 acres)
Lot Dimensions239 ft deep x 95.3 ft wide

Location & Zoning

Street Address103 S MAIN ST
CityCRYSTAL
StateMI
Zip48818
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionCOM 27 FT S OF NW COR OF BLK 2, THENCE S 26 FT, E 132 FT, N 26 FT, W 132 FT TO POB, LOT 1, BLK 2. DRAKE'S PLAT OF VILLAGE OF
Legal SubdivisionDRAKE'S PLAT
Legal Block2
Legal Lot Number1
JurisdictionMONTCALM MI
Township / Civil DivisionCRYSTAL
Census Block Group1
Census Block1011
Census Tract970900

Owner

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 366, CRYSTAL, MI 48818-0366
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2017Deed of Trust, Mortgage · Commercial Mortgage
CHEMICAL BANK
Apr 27, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2017 · Amount on Record
Deed SaleApr 27, 2017 · Amount on Record
Prior SaleMar 27, 2007 · Amount on Record
Deed Book / Page2017 / 5077
Record UpdatedSep 20, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTCALM MI
Property Address103 S MAIN ST, CRYSTAL, MI 48818-5124
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R05078
DateApr 27, 2017
Instrument2017R-05078
Lender
NameCHEMICAL BANK
TypeBank
AddressMIDLAND, MI 48640
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTCALM MI
Recording DateApr 27, 2017
Property Address103 S MAIN ST, CRYSTAL, MI 48818-5124
Document Number2017/5077
Book / Page2017 / 5077
Instrument DateApr 26, 2017
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount Recorded
Tax$860.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2187 STRAIT TOW BLVD, 2187, CRYSTAL, MI 48818-9618

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 LAKE ST, CRYSTAL, MI 48818-5141

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMontcalm County
County SubdivisionCrystal Township
Unified School DistrictCarson City-Crystal Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$44,600 (+7.99%)$89,200 (+7.99%)
2025$1,349.00 (+1.28%)$41,300 (+40.48%)$82,600 (+180.95%)
2024$1,332.00
2023$29,400$29,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CMS Internet
Fiber · Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Point Broadband
Fixed Wireless
100 / 20

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