103 S Lackey St, Tom Bean (Whitewright), TX 75491 Property Records

Grayson County property record for 103 S Lackey St, Tom Bean, TX 75491

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,137 sqft · built 1900
Lot Size	1.5 acres (65,732 sqft)
Owner	2 Individual Names on Record
Last Sale	$457,200 (Jun 2021)
Tax Bill	$6,724 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`N002 1096026`

Property Details

APN / Parcel Number

Primary APN	`N002 1096026`
Alternative APN	`153051`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,137 sqft Living Area
1st Floor Area	3,137 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	65,732 sqft (1.5 acres)
Lot Dimensions	322 ft deep x 200 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	253 sqft
Deck Area	280 sqft
Patio Area	280 sqft
Utility Building	672 sqft

Location & Zoning

Street Address	103 N LACKEY ST
City	TOM BEAN
State	TX
Zip	75489
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-1096 SHANNON AARON A-G1096, ACRES 1.509
Legal Subdivision	SHANNON AARON A-G1096
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1006
Census Tract	1802

Owner

Source: Grayson County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 581, TOM BEAN, TX 75489-0581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage THE FIRST NATIONAL BANK OF TOM BEAN
Jun 30, 2021	Vendor's Lien, Transfer · Conventional Mortgage COLONIAL NATIONAL MORTGAGE
Jul 17, 2018	Deed of Trust, Mortgage FIRST NAT'L BK/TOM BEAN
May 22, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/TOM BEAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Deed Document Number	202121887
Prior Transfer Date	Jun 29, 2021
Prior Transfer Doc	0000021887
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	103 N LACKEY ST, TOM BEAN, TX 75489
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024637
Date	Oct 9, 2019
Instrument	2019-00024637

Lender

Name	THE FIRST NATIONAL BANK OF TOM BEAN
Type	Bank
Address	TOM BEAN, TX 75489

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jun 30, 2021
Property Address	103 N LACKEY ST, TOM BEAN, TX 75491
Document Number	0000021887
Map Reference	VOL 2838 PG 743
Instrument Date	Jun 29, 2021
Instrument	2021-00021887
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 261, TOM BEAN, TX 75489-0261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 COLEMAN ST, MCKINNEY, TX 75069-2672

Mortgage

Document Number	0000021888
Date	Jun 30, 2021
Instrument	2021-00021888

Lender

Name	COLONIAL NATIONAL MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	103 N LACKEY ST, TOM BEAN, TX 75489
Document Number	0000016365
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 N LACKEY TOM BEAN TX 75489, TOM BEAN, TX 75489

Mortgage

Document Number	0000016365
Date	Jul 20, 2018
Instrument	16365

Lender

Name	FIRST NAT'L BK/TOM BEAN
Type	Bank
Address	TOM BEAN, TX 75489

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	103 N LACKEY ST, TOM BEAN, TX 75489
Document Number	0000011328
Book / Page	006006 / 000287
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 N LACKEY TOM BEAN TX 75489, TOM BEAN, TX 75489

Mortgage

Document Number	0000011328
Date	May 26, 2017
Book Page	006006/000287
Instrument	11328

Lender

Name	FIRST NAT'L BK/TOM BEAN
Type	Bank
Address	TOM BEAN, TX 75489

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Tom Bean City
Unified School District	Tom Bean Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$418,236 (-1.86%) Land $124,891 Building $293,345	$418,236 (-1.86%) Land $124,891 Building $293,345
2024	$6,724.00 (-2.2%)
2023		$426,180 Land $128,835 Building $297,345	$426,180 Land $128,835 Building $297,345
2022	$6,875.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOM BEAN serves 799 people · EPA ID TX0910008
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
TekWav Fixed Wireless	100 / 20

May also be available: Frontier, Grayson Collin Communications, Nextlink.

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