103 S Huron St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 103 S Huron St, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Feb 2022)
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-H20-000-060-00`

Property Details

APN / Parcel Number

Primary APN	`054-H20-000-060-00`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	103 S HURON ST
City	CHEBOYGAN
State	MI
Zip	49721-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MW HORNES PLAT FOR THE EXTENSION OF THE VILLAGE OF CHEBOYGAN, LOT 57. (SEC 31 T38N,R1W) 979/89;1339/569;1475/49
Legal Range	01W
Legal Township	057
Legal Section	31
Legal Subdivision	M W HORNES PLAT
Legal Lot Number	57
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	CHEBOYGAN
Census Block Group	2
Census Block	2019
Census Tract	960200

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 S HURON ST, CHEBOYGAN, MI 49721-1626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage AWAKON FEDERAL CREDIT UNION
Aug 10, 2017	Warranty Deed, Transfer TITLE RESOURCE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	Aug 10, 2017 · Amount on Record
Deed Book / Page	1474 / 49
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Feb 8, 2022
Property Address	103 S HURON ST, CHEBOYGAN, MI 49721-1626
Document Number	0001474/49
Book / Page	1474 / 49
Instrument Date	Feb 4, 2022
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 MACKINAW AVE, CHEBOYGAN, MI 49721-7810

Mortgage

Document Number	0000147550
Date	Feb 8, 2022
Instrument	1475/50

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	103 S HURON ST, CHEBOYGAN, MI 49721-1626
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 S HURON ST, CHEBOYGAN, MI 49721-1626

Mortgage

Document Number	0000001444/0000000713
Date	Mar 30, 2021
Book Page	0000001444/0000000713

Lender

Name	AWAKON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 10, 2017
Property Address	103 S HURON ST, CHEBOYGAN, MI 49721-1626
Document Number	1339/0569
Book / Page	1339 / 0569
Instrument Date	Jul 27, 2017
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	427 W STATE ST, 427, CHEBOYGAN, MI 49721-1524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 W STATE ST, CHEBOYGAN, MI 49721-1524

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,200 (+9.88%)	$242,400 (+9.88%)
2025	$2,468.00 (+23.83%)
2023		$110,300	$220,600
2022	$1,993.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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