Auglaize County property record for 103 S Hanover St, Minster, OH 45865
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,467 sqft · built 1922 |
| Lot Size | 0.348 acres (15,181 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Sep 2022) |
| Tax Bill | $2,556 (2023) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E15-006-027-00 |
| Primary APN | E15-006-027-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,467 sqft Living Area |
| 1st Floor Area | 1,268 sqft |
| Basement Area | 144 sqft |
| Unfinished Basement | 144 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 15,181 sqft (0.348 acres) |
| Lot Dimensions | 220 ft deep x 69 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 160 sqft |
| Patio Area | 256 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 103 S HANOVER ST |
|---|---|
| City | MINSTER |
| State | OH |
| Zip | 45865-1235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK E LOT 24 |
| Legal Subdivision | VILLAGE/MINSTER |
| Legal Block | E |
| Legal Lot Number | 24 |
| Jurisdiction | AUGLAIZE OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 41000 |
103 S Hanover St is owned and occupied by an individual who bought it in September 2022.
Source: Auglaize County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 103 S HANOVER ST, MINSTER, OH 45865-1235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage MINSTER BANK |
| Apr 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE ST HENRY BANK |
| Jun 29, 2017 | Survivorship Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2022 · Amount on File |
| Deed Sale | Sep 1, 2022 · Amount on File |
| Prior Sale | Jun 29, 2017 · Amount on File |
| Deed Document Number | 749 |
| Deed Book / Page | 720 / 352 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AUGLAIZE OH |
| Recording Date | Sep 1, 2022 |
| Property Address | 103 S HANOVER ST, MINSTER, OH 45865-1235 |
| Document Number | 0000004979 |
| Book / Page | 720 / 352 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 202200004979 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 103 S HANOVER ST, MINSTER, OH 45865-1235 |
| Document Number | 0000004980 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 202200004980 |
| Name | MINSTER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGLAIZE OH |
| Property Address | 103 S HANOVER ST, MINSTER, OH 45865-1235 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001673 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 702/4582 |
| Instrument | 202000001673 |
| Name | THE ST HENRY BANK |
|---|---|
| Type | Bank |
| Address | SAINT HENRY, OH 45883 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | AUGLAIZE OH |
| Recording Date | Jun 29, 2017 |
| Property Address | 103 S HANOVER ST, MINSTER, OH 45865-1235 |
| Document Number | 0000003278 |
| Book / Page | 678 / 0811 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 201700003278 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 103 S HANOVER ST, MINSTER, OH 45865-1235 |
| Document Number | 0000003279 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 201700003279 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Auglaize County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Auglaize County |
| County Subdivision | Jackson Township |
| Municipality | Minster Village |
| Unified School District | Minster Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,430 Land $15,740 Building $59,690 | ||
| 2023 | $2,556.00 (-41.7%) Homeowner's exemption | $75,430 (+20.88%) Land $15,740 Building $59,690 | $215,510 Land $44,980 Building $170,530 |
| 2022 | $4,384.00 Homeowner's exemption | $62,400 Land $14,440 Building $47,960 | |
| 2020 | $178,290 Land $41,270 Building $137,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 S Hanover St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 103 S Hanover St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MINSTER VILLAGE serves 3,025 people · EPA ID OH0600412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Wabash Communications Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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