McKean County property record for 103 S Fraley St, Kane, PA 16735
| Property Type | Commercial |
|---|---|
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,320 (Dec 2021) |
| Tax Bill | $6,496 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Oct 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-001.-111.01 |
| Primary APN | 10-001.-111.01 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|
| Lot Area | 19,602 sqft (0.45 acres) |
|---|---|
| Lot Dimensions | 141 ft deep x 140 ft wide |
| Street Address | 103 S FRALEY ST |
|---|---|
| City | KANE |
| State | PA |
| Zip | 16735-1641 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | OLD CONTROL:0047-0675 |
| Jurisdiction | MCKEAN PA |
| Township / Civil Division | KANE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 421200 |
Source: McKean County records, as of October 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 155 GREEVES ST, KANE, PA 16735-1314 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK |
| Oct 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK |
| Dec 16, 2021 | Deed, Transfer · Commercial Mortgage CNB BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2021 · Amount on Record |
| Deed Sale | Dec 16, 2021 · Amount on Record |
| Deed Document Number | 20215222 |
| Deed Book / Page | 997 / 186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Oct 8, 2026 |
| Property Address | 103 S FRALEY ST, KANE, PA 16735-1641 |
| Document Number | 0000003296 |
| Book / Page | 1121 / 374 |
| Instrument Date | Oct 8, 2026 |
| Instrument | 20263296 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 103 S FRALEY ST, KANE, PA 16735-1641 |
| Document Number | 0000003296, |
|---|---|
| Date | Oct 8, 2026 |
| Book Page | 1121/374 |
| Instrument | 20263296 |
| Name | BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Oct 8, 2026 |
| Property Address | 103 S FRALEY ST, KANE, PA 16735-1641 |
| Document Number | 0000003297 |
| Book / Page | 1121 / 387 |
| Instrument Date | Oct 2, 2026 |
| Instrument | 20263297 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 151 GREEVES ST, KANE, PA 16735-1314 |
| Document Number | 0000003297, |
|---|---|
| Date | Oct 8, 2026 |
| Book Page | 1121/387 |
| Instrument | 20263297 |
| Name | BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Dec 16, 2021 |
| Property Address | 103 S FRALEY ST, KANE, PA 16735-1641 |
| Document Number | 000997/186 |
| Book / Page | 997 / 186 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 202105222 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,653.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0202105223 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 202105223 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: McKean County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | McKean County |
| Municipality | Kane Borough |
| Unified School District | Kane Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,496.00 (+5.57%) | $152,060 (-) Land $19,740 Building $132,320 | |
| 2024 | $6,153.00 | $152,060 Land $19,740 Building $132,320 | |
| 1998 | $152,060 Land $19,740 Building $132,320 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN WATER CO KANE private · serves 5,725 people · EPA ID PA6420019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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