103 S Cholla St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 103 S Cholla St, Gilbert, AZ 85233

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,772 sqft · built 1974
Lot Size0.153 acres (6,678 sqft)
Owner2 Owner Names on Record
Last Sale$87,500 (Jul 1998)
Tax Bill$1,459 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Aug 2022 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN302-32-139

Property Details

APN / Parcel Number

Primary APN302-32-139

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,772 sqft Living Area
Gross Area2,452 sqft
1st Floor Area1,772 sqft

Exterior

Year BuiltBuilt 1974
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area6,678 sqft (0.153 acres)

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address103 S CHOLLA ST
CityGILBERT
StateAZ
Zip85233-5911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionOLD WEST ESTATES NO 1
Legal Range05E
Legal Township01S
Legal Section13
Legal QuarterNE
Quarter-Quarter SectionNW
Legal SubdivisionOLD WEST ESTATES NO 1
Legal Lot Number68
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3007
Census Tract422403

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address103 S CHOLLA ST, GILBERT, AZ 85233-5911
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2023Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Aug 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 26, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 1998 · Amount on Record
Deed SaleJul 22, 1998 · Amount on Record
Deed Document Number19980630634
Deed Book / Page302
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address103 S CHOLLA ST, GILBERT, AZ 85233-5911
Transaction TypeMortgage
Record UpdatedAug 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 S CHOLLA ST, GILBERT, AZ 85233-5911

Mortgage

Document Number0000402280
DateAug 2, 2023
Instrument20230402280
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address103 S CHOLLA ST, GILBERT, AZ 85233-5911
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 S CHOLLA ST, GILBERT, AZ 85233-5911

Mortgage

Document Number0000613486
DateAug 1, 2022
Instrument20220613486
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address103 S CHOLLA ST, GILBERT, AZ 85233-5911
Document Number0000501906
Instrument DateJun 26, 2019
Transaction TypeMortgage
Record UpdatedJul 10, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address103 S CHOLLA ST GILBERT AZ 852335911, GILBERT, AZ 85233-5911

Mortgage

Document Number0000501906
DateJul 2, 2019
Instrument501906
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2034

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$36,450 (-4.03%)$364,500 (-4.03%) Land $72,900 Building $291,600
2025$1,459.00 (+3.33%)
2024$37,980$379,800 Land $75,900 Building $303,900
2023$1,412.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Arizona Network
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Consolidated Smart Broadband Systems, T-Mobile, Tristate Wi-Fi by Wi-Fiber, WeLink Communications.

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