Shelby County property record for 103 S 3rd St, Cowden, IL 62422
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 832 sqft · built 1905 |
| Lot Size | 0.21 acres (9,100 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $676 (2025) |
| APN | 0524-03-17-302-006 |
| Primary APN | 0524-03-17-302-006 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Construction Type | Frame |
| Lot Area | 9,100 sqft (0.21 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 336 sqft |
| Street Address | 103 S 3RD ST |
|---|---|
| City | COWDEN |
| State | IL |
| Zip | 62422-4149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S03 T09N R3E, BEG NE COR LOT 1 - W 130' S 78 E 22' N 8' E 108' N 70' BLK 5 , FOWLER - HUDSON ADD , 70' X 130' X IRR |
| Legal Range | 03E |
| Legal Township | 09N |
| Legal Section | 03 |
| Legal Subdivision | FOWLER-HUDSON ADDN |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | SHELBY IL |
| Township / Civil Division | DRY POINT |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 959600 |
103 S 3rd St is owned and occupied by two individuals.
Source: Shelby County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 243, COWDEN, IL 62422-0243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 103 S 3rd St was $676 with a homeowner's exemption.
Source: Shelby County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cowden Village |
| County | Shelby County |
| County Subdivision | Dry Point Township |
| Unified School District | Cowden-Herrick Community Unit School District 3A (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $676.00 | $20,947 Land $2,097 Building $18,850 | $62,841 Land $6,291 Building $56,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 103 S 3rd St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
The area around 103 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COWDEN serves 534 people · EPA ID IL1730050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber DSL | 500 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Pwr-Net, Wisper ISP.
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