103 S 12th St, Cochran, GA 31014 Property Records

Bleckley County property record for 103 S 12th St, Cochran, GA 31014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 1999
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Jun 2025)
Tax Bill	$3,089 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Mar 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C29 049 CRN`

Property Details

APN / Parcel Number

Primary APN	`C29 049 CRN`
Alternative APNs	`A21 089` `3827`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,740 sqft Heated Area
1st Floor Area	1,740 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,333 sqft (0.88 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	144 sqft
Storage Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	3827
Street Address	103 S 12TH ST
City	COCHRAN
State	GA
Zip	31014-7830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	103 S TWELFTH ST
Legal Subdivision	MCVAY HEIGHTS
Legal Lot Number	12,13
Jurisdiction	BLECKLEY GA
Township / Civil Division	COCHRAN
Census Block Group	3
Census Block	3003
Census Tract	790301

Owner

103 S 12th St is owned and occupied by an individual who bought it in June 2025.

Source: Bleckley County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	103 S 12TH ST, COCHRAN, GA 31014-7830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Warranty Deed, Transfer · VA Mortgage PRIME LENDING
Mar 18, 2019	Warranty Deed, Transfer
Mar 6, 2017	Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2025 · Amount on File
Deed Sale	Jun 20, 2025 · Amount on File
Prior Sale	Feb 26, 2020 · Amount on File
Deed Book / Page	490 / 510
Prior Transfer Date	Mar 6, 2017
Prior Transfer Doc	000413/242
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	Feb 26, 2020
Property Address	103 S 12TH ST, COCHRAN, GA 31014-7830
Document Number	000440/239
Book / Page	440 / 239
Instrument Date	Feb 26, 2020
Instrument	2020-000092
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 S 12TH ST, COCHRAN, GA 31014-7830

Mortgage

Document Number	0000440240
Date	Feb 26, 2020
Instrument	440/240

Lender

Name	PRIME LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	Mar 18, 2019
Property Address	103 S 12TH ST, COCHRAN, GA 31014-7830
Document Number	000430/222
Book / Page	430 / 222
Instrument Date	Mar 18, 2019
Instrument	2019-000085
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 N VALHALLA LN, CORDELE, GA 31015-9305

March 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	BLECKLEY GA
Recording Date	Mar 6, 2017
Property Address	103 S 12TH ST, COCHRAN, GA 31014-7830
Document Number	000413/242
Book / Page	413 / 242
Instrument Date	Mar 6, 2017
Instrument	2017-000090
Transaction Type	Foreclosure
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 N VALHALLA LN, CORDELE, GA 31015-9305

Tax Assessment & Valuation

The 2025 property tax bill for 103 S 12th St was $3,089.

Source: Bleckley County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Bleckley County
Municipality	Cochran City
Unified School District	Bleckley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,360 (+8.08%) Building $89,360	$223,400 (+8.08%) Building $223,400
2025	$3,089.00	$82,680 Land $5,360 Building $77,320	$206,700 Land $13,400 Building $193,300
2023	$3,376.00 (+13.4%)	$82,640 (+12.22%) Land $4,320 Building $78,320	$206,600 (+12.22%) Land $10,800 Building $195,800
2022	$2,977.00	$73,640 Land $4,320 Building $69,320	$184,100 Land $10,800 Building $173,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 S 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 S 12th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COCHRAN serves 8,114 people · EPA ID GA0230000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000

May also be available: Conexon Connect.

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