103 Ruth Dr, Hunker, PA 15639 Property Records

Westmoreland County property record for 103 Ruth Dr, Hunker, PA 15639

Property Summary

Property Type	Single Family Home
Details	1,225 sqft · built 1978
Lot Size	0.274 acres (11,935 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (May 2026)
Tax Bill	$4,125 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2023 Mortgage + 1 more
APN	`50-41-14-0-027`

Property Details

APN / Parcel Number

Primary APN	`50-41-14-0-027`
Alternative APN	`0500410140027`

Interior

Stories	1 Story
Building Area	1,225 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Brick
Lot Area	11,935 sqft (0.274 acres)
Lot Dimensions	183 ft deep x 65 ft wide

Location & Zoning

Street Address	103 RUTH DR
City	HUNKER
State	PA
Zip	15639-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 HSE 65 X 183.693 X IR
Legal Subdivision	RICHMARK MANOR
Legal Lot Number	22
Jurisdiction	WESTMORELAND PA
Township / Civil Division	HEMPFIELD
Census Block Group	2
Census Block	2020
Census Tract	804902

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 RUTH DR, HUNKER, PA 15639-9747
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 14, 2023	Deed of Trust, Mortgage · SBA Mortgage KEY BANK NA
May 28, 2026	Special Warranty Deed, Transfer · Conventional Mortgage P N C BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Aug 14, 2023 · Amount on Record
Deed Document Number	202613875
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	103 RUTH DR, HUNKER, PA 15639-9747
Transaction Type	Mortgage
Record Updated	Jun 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008168
Date	Mar 2, 2021
Instrument	202103020008168

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	103 RUTH DR, HUNKER, PA 15639-9747
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1848 OUTLOOK DR, VERONA, PA 15147-1909

Mortgage

Document Number	0000020609
Date	Aug 14, 2023
Instrument	202308140020609

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WESTMORELAND PA
Recording Date	May 28, 2026
Property Address	103 RUTH DR, HUNKER, PA 15639-9747
Document Number	0000013875
Instrument Date	Apr 28, 2026
Instrument	202613875
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	BANISTERS LAND ABSTRACT, BARRISTERS LAND ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 RUTH DR, HUNKER, PA 15639-9747

Mortgage

Document Number	0000013876,
Date	May 28, 2026
Instrument	20262813876

Lender

Name	P N C BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	Hempfield Township
Unified School District	Hempfield Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,125.00 (+2.38%)	$31,830 (-) Land $4,600 Building $27,230
2025	$4,029.00 (+7.99%)		$31,830 (-) Land $4,600 Building $27,230
2024	$3,731.00	$31,830 Land $4,600 Building $27,230
1972			$31,830 Land $4,600 Building $27,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC YOUGH PLANT serves 133,000 people · EPA ID PA5260036
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2022 Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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