103 Roy St, Houston, TX 77007 Property Records

Harris County property record for 103 Roy St, Houston, TX 77007 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 4,960 sqft · built 2017
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$1,500,000 (Feb 2019)
Tax Bill$25,438 (2025)
Deeds & MortgagesJun 2026 Mortgage
Feb 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN040-034-000-0031

Property Details

APN / Parcel Number

Primary APN040-034-000-0031
Alternative APN
  • 0400340000007

Interior

Bedrooms4 Beds
Full Baths5 Baths
Total Rooms8 Rooms
Stories3 Stories
Building Area4,960 sqft Living Area
Gross Area5,141 sqft
1st Floor Area2,006 sqft
AtticAttic
Attic Area181 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialCombination
Construction TypeFrame
Lot Area5,000 sqft (0.115 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area701 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0400340000031
Street Address103 ROY ST
CityHOUSTON
StateTX
Zip77007-7231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 6 ABST 1 J AUSTIN
Legal SubdivisionABST 1 J AUSTIN
Legal Tract6
Legal Block1
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1005
Census Tract510803

Owner

Source: Harris County records · APN 040-034-000-0031

Assessment roll updated May 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address103 ROY ST, HOUSTON, TX 77007-7231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
CHAMPION FOREST INV GROUP LLC
Feb 14, 2019Grant Deed, Subdivision Related Transfer
ENVOY MTG
Mar 03, 2018Loan Modification, Mortgage
WHITNEY BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 14, 2019 · Amount on Record
Deed SaleFeb 14, 2019 · Amount on Record
Prior SaleAug 25, 2015 · Amount on Record
Deed Document Number201959940
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Recording DateJun 23, 2026
Property Address103 ROY ST, HOUSTON, TX 77007-7231
Document Number0000248471
Instrument DateJun 12, 2026
Instrument2026248471
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 ROY ST, HOUSTON, TX 77007-7231

Mortgage

Document Number0000248471,
DateJun 23, 2026
Instrument2026248471
Lender
NameCHAMPION FOREST INV GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.36%
Max Rate-1%

February 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionHARRIS TX
Recording DateFeb 14, 2019
Property Address103 ROY ST, HOUSTON, TX 77007-7231
Document Number0000059940
Instrument DateFeb 13, 2019
Instrument59940
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 11, 2020
Title CompanyPLATINUM TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 ROY ST HOUSTON TX 770077231, HOUSTON, TX 77007-7231

Mortgage

Document Number59941
DateFeb 14, 2019
Instrument59941
Lender
NameENVOY MTG
TypeMortgage Company
Address10496 KATY FWY # 250, HOUSTON, TX 77043-5271
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 13, 2049

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARRIS TX
Property Address103 ROY ST, HOUSTON, TX 77007-7231
Document Number0000249329
Instrument DateMar 03, 2018
Transaction TypeMortgage
Record UpdatedJun 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14830 ELMONT DR HOUSTON TX 770953326, HOUSTON, TX 77095-3326

Mortgage

Document Number0000249329
DateJun 05, 2018
Instrument249329
Lender
NameWHITNEY BK
TypeBank
AddressPO BOX 211269, MONTGOMERY, AL 36121-1269
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$25,438.00 (-8.49%) Homeowner's exemption$1,565,822 (-16.5%) Land $475,000 Building $1,090,822$1,565,822 (-16.5%) Land $475,000 Building $1,090,822
2024$27,797.00 (+7.11%)
2023$1,875,325 Land $425,000 Building $1,450,325$1,875,325 Land $425,000 Building $1,450,325
2022$25,952.00 (+5.62%)
2020$24,570.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015108031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 158 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies301 units insured
143 under condo master policies
Nearby Flood Claims23 (2015–2024)
Claims Outside the SFHA7 of 23
Most Recent ClaimJul 2024, rainfall accumulation, Hurricane Beryl
Claims By Storm
  • Hurricane Beryl, Jul 2024 · 4 claims
  • Hurricane Harvey, Aug 2017 · 15 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 729 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless1,000 / 75
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Xfinity, IBT Group USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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