103 Round Key Cir, Naples, FL 34112 Property Records

Collier County property record for 103 Round Key Cir, Naples, FL 34112

Property Summary

Property Type	Condominium
Details	1,422 sqft · built 1983
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (May 2025)
Tax Bill	$2,398 (2025)
Deeds & Mortgages	Jan 2023 Reverse Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`448603 E 105A12`

Property Details

APN / Parcel Number

Primary APN	`448603 E 105A12`
Alternative APNs	`54401120001103500E105` `54401120001`

Interior

Building Area	1,422 sqft Living Area
1st Floor Area	1,422 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Lot Area	2,178 sqft (0.05 acres)

Location & Zoning

Street Address	103 ROUND KEY CIR
City	NAPLES
State	FL
Zip	34112-5058
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF-6GH
Legal Description	LAKEWOOD UNIT 6, A PORT OF BLK E NKA LAKEWOOD VILLAS VIII (HO) LOT E-10 DESC IN OR 1720 PG 906
Legal Range	25
Legal Township	50
Legal Section	12
Legal Subdivision	LAKEWOOD VILLAS VIII (LW) HOMEOWNERS
Legal Tract	448603
Legal Block	E
Legal Lot Number	E-10
Legal Unit	A
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1002
Census Tract	10606

Owner

Source: Collier County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 ROUND KEY CIR, E-10, NAPLES, FL 34112-5058
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jun 7, 2021	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on Record
Deed Sale	May 19, 2025 · Amount on Record
Prior Sale	Jun 7, 2021 · Amount on Record
Deed Document Number	20256683305
Deed Book / Page	6469 / 3607
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	103 ROUND KEY CIR, NAPLES, FL 34112-5058
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ROUND KEY CIR, NAPLES, FL 34112-5058

Mortgage

Document Number	0062073515
Date	Jan 19, 2023
Book Page	6207/3515
Instrument	6352782

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.04%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 7, 2021
Property Address	103 ROUND KEY CIR, NAPLES, FL 34112-5058
Document Number	0059600706
Book / Page	5960 / 706
Map Reference	MB 12 PG 73
Instrument Date	May 11, 2021
Instrument	6072859
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7023 W SAUCEDA DR, 7023, TUCSON, AZ 85743-1424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ROUND KEY CIR # E10, E10, NAPLES, FL 34112-5058

Mortgage

Document Number	5960711
Date	Jun 7, 2021
Instrument	5960/711

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	103 ROUND KEY CIR, NAPLES, FL 34112-5058
Document Number	0054480739
Book / Page	005448 / 000739
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 27, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ROUND KEY CIR NAPLES FL 341125058, NAPLES, FL 34112-5058

Mortgage

Document Number	0054480739
Date	Nov 13, 2017
Book Page	005448/000739
Instrument	5469790

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,290 (+22.46%) Building $302,290	$302,290 (-4.49%) Building $302,290
2025	$2,398.00 (+6.86%)	$246,838 (+5.99%)	$316,510 (+3.3%) Building $316,510
2024	$2,244.00 (-0.75%)
2023	$2,261.00 (-1.4%) Homeowner's exemption	$232,894 (+3%)	$306,400 (+11.4%) Building $306,400
2022	$2,293.00 Homeowner's exemption	$226,111	$275,056 Building $275,056

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 183 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	515 units insured incl. 332 condo units
Nearby Flood Claims	13 (1991–2022)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 3 claims Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Blue Stream Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: CenturyLink, T-Mobile.

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