103 Ross Rd, Satsuma, FL 32189 Property Records

Putnam County property record for 103 Ross Rd, Satsuma, FL 32189

Property Summary

Property Type	Mobile Home
Details	1,404 sqft · built 2011
Lot Size	0.276 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jan 2025)
Tax Bill	$312 (2025)
Deeds & Mortgages	Feb 2026 Transfer Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`38-11-27-0000-5340-0570`

Property Details

APN / Parcel Number

Primary APN	`38-11-27-0000-5340-0570`
Alternative APN	`87947`

Interior

Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Mobile Home
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	234 sqft
Carport	Carport
Carport Area	234 sqft
Porch	Screened Vinyl Porch
Porch Area	518 sqft
Deck Area	120 sqft

Location & Zoning

Account Number	87947
Street Address	103 ROSS RD
City	SATSUMA
State	FL
Zip	32189-2437
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF ACOSTA GRT OR363 P1831 (LOT 57 TRACT 534) (MAP SHEET 4/38/39)
Legal Range	27E
Legal Township	11S
Legal Section	38
Legal Subdivision	CYPRESS COVE
Legal Tract	534
Legal Block	534
Legal Lot Number	57
Jurisdiction	PUTNAM FL
Township / Civil Division	EAST PALATKA
Census Block Group	3
Census Block	3035
Census Tract	951100

Owner

Source: Putnam County records, as of March 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 ROSS RD, SATSUMA, FL 32189-2437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 23, 2023	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 29, 2019	Warranty Deed, Transfer GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO/PALATKA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2025 · Amount on Record
Deed Sale	Jan 16, 2025 · Amount on Record
Prior Sale	Aug 23, 2023 · Amount on Record
Deed Document Number	20251411
Deed Book / Page	1793 / 1400
Last Transfer Date	Feb 5, 2026
Transfer Doc	0018550828
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM FL
Recording Date	Feb 10, 2026
Property Address	103 ROSS RD, SATSUMA, FL 32189-2437
Document Number	0018550828
Book / Page	1855 / 828
Map Reference	MB 278 PG 462
Instrument Date	Feb 5, 2026
Instrument	202654003619
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 ROSS RD, SATSUMA, FL 32189-2437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ROSS RD, SATSUMA, FL 32189-2437

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Aug 23, 2023
Property Address	103 ROSS RD, SATSUMA, FL 32189-2437
Document Number	0017220739
Book / Page	1722 / 739
Instrument Date	Aug 4, 2023
Instrument	202354018736
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 CORRIENTES CT, SAINT AUGUSTINE, FL 32084-8693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ROSS RD, SATSUMA, FL 32189-2437

Mortgage

Document Number	0001722742
Date	Aug 23, 2023
Instrument	1722/742

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Aug 29, 2019
Property Address	103 ROSS RD, SATSUMA, FL 32189-2437
Document Number	0015530218
Book / Page	001553 / 000218
Instrument Date	Aug 28, 2019
Instrument	54015729
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO/PALATKA

Transaction

Amount	Amount Recorded
Tax	$840.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CORRIENTES CT ST AUGUSTINE FL 320848693, ST AUGUSTINE, FL 32084-8693

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$312.00 (-89.55%)	$190,680 (-0.68%) Land $24,800 Building $165,880	$190,680 (-0.68%) Land $24,800 Building $165,880
2023	$2,986.00 (+13.84%)	$191,990 (+16.29%)	$191,990 (+16.29%) Land $24,800 Building $167,190
2022	$2,623.00	$165,100	$165,100 Land $24,800 Building $140,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	20 (1994–2020)
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irma, Oct 2017 · 6 claims Hurricane Frances, Sep 2004 · 3 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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