103 Rosedowne Bend, Madison, MS 39110 Property Records

Madison County property record for 103 Rosedowne Bend, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	5,703 sqft · built 2015
Owner	2 Individual Names on File
Tax Bill	$9,961 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081G-26-001/08`

Property Details

APN / Parcel Number

Primary APN	`081G-26-001/08`
Alternative APNs	`081G-26-001/08.00` `48015`

Interior

Stories	1 Story
Building Area	5,703 sqft Adjusted Area
1st Floor Area	4,490 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Pool Area	848 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Location & Zoning

Account Number	48015
Old Parcel Number	081G-26 -001/08.00
Street Address	103 ROSEDOWNE BND
City	MADISON
State	MS
Zip	39110-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 02 ROSEDOWNE-BLK R @ REUNION
Legal Range	01E
Legal Township	08N
Legal Section	26
Legal Subdivision	ROSEDOWNE BLOCK R REUNION
Legal Block	R
Legal Lot Number	2
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3004
Census Tract	30301

Owner

103 Rosedowne Bend is owned and occupied by two individuals who acquired it in September 2015.

Source: Madison County records, as of December 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	103 ROSEDOWNE BND, MADISON, MS 39110-4710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Jul 24, 2019	Deed of Trust, Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2015
Deed Sale	Sep 25, 2015
Deed Document Number	767736
Deed Book / Page	3258 / 0490
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	103 ROSEDOWNE BND, MADISON, MS 39110-4710
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ROSEDOWNE BND, MADISON, MS 39110-4710

Mortgage

Document Number	004355/848
Date	Aug 1, 2023
Book Page	4355/848
Instrument	986582

Lender

Name	CADENCE BANK NA
Type	Bank
Address	JACKSON, MS 39201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	103 ROSEDOWNE BND, MADISON, MS 39110-4710
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ROSEDOWNE BND, MADISON, MS 39110-4710

Mortgage

Document Number	3999/87
Date	Mar 5, 2021
Book Page	3999/87
Instrument	919739

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	103 ROSEDOWNE BND, MADISON, MS 39110-4710
Document Number	0000869076
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 ROSEDOWNE BND MADISON MS 391104710, MADISON, MS 39110-4710

Mortgage

Document Number	0000869076
Date	Jul 29, 2019
Book Page	003747/000721
Instrument	869076

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 28, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 103 Rosedowne Bend was $9,961 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,961.00 Homeowner's exemption	$88,062	$880,620 Land $140,000 Building $740,620
2024	$9,961.00 (-12.55%)
2023	$11,390.00 Homeowner's exemption	$88,062	$880,620 Land $140,000 Building $740,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Rosedowne Bend in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Rosedowne Bend is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
NETSPEEDMS Fixed Wireless	335 / 192
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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