103 Rose St, Berea, KY 40403 Property Records

Madison County property record for 103 Rose St, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,404 sqft
Lot Size	0.3 acres (13,109 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,000 (Oct 2023)
Tax Bill	$1,376 (2025)
Deeds & Mortgages	Nov 2023 Sale Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073C-0000-0069`

Property Details

APN / Parcel Number

Primary APN	`073C-0000-0069`
Alternative APNs	`120593` `83603` `53734`

Interior

Building Area	1,404 sqft Living Area
1st Floor Area	810 sqft
Basement Area	810 sqft
Unfinished Basement	810 sqft

Exterior

Architectural Style	Split Foyer
Exterior Material	Brick Veneer
Lot Area	13,109 sqft (0.3 acres)
Garage Type	Basement
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	53734
Street Address	103 ROSE ST
City	BEREA
State	KY
Zip	40403-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSELAWN LOT 2 SEC 2 BLK D
Legal Subdivision	ROSELAWN
Legal Block	D
Legal Lot Number	2
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3005
Census Tract	11202

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 ROSE ST, BEREA, KY 40403-1134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed, Transfer
Oct 25, 2023	Special Warranty Deed, Transfer
Oct 12, 2023	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2023 · Amount on Record
Deed Sale	Oct 25, 2023 · Amount on Record
Deed Document Number	202314173759
Deed Book / Page	845 / 203
Last Transfer Date	Oct 31, 2023
Transfer Doc	00D845/483
Record Updated	Jun 8, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Nov 3, 2023
Property Address	103 ROSE ST, BEREA, KY 40403-1134
Document Number	00D845/483
Book / Page	D845 / 483
Map Reference	MB 5 PG 191
Instrument Date	Oct 31, 2023
Instrument	2014175826
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	338 LAKEVIEW DR, SOMERSET, KY 42503-9255

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 ROSE ST, BEREA, KY 40403-1134

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Oct 25, 2023
Property Address	103 ROSE ST, BEREA, KY 40403-1134
Document Number	00D845/203
Book / Page	D845 / 203
Map Reference	MB 5 PG 191
Instrument Date	Oct 24, 2023
Instrument	2014173759
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Amount	Amount Recorded
Tax	$146.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 BEATTIE PL, GREENVILLE, SC 29601-2155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 LAKEVIEW DR, SOMERSET, KY 42503-9255

October 2023: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	MADISON KY
Recording Date	Oct 12, 2023
Property Address	103 ROSE ST, BEREA, KY 40403-1134
Document Number	00D844/600
Book / Page	D844 / 600
Map Reference	MB 5 PG 191
Instrument Date	Aug 17, 2023
Instrument	2014171623
Transaction Type	Foreclosure
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 BEATTIE PL, GREENVILLE, SC 29601-2155

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,376.00 (-16.05%)	$146,000 (-13.61%)	$146,000 (-13.61%)
2023	$1,639.00 (-0.3%)	$169,000 (-)	$169,000 (-)
2022	$1,644.00	$169,000	$169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rose St

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