103 Rose Ct, Berea, KY 40403 Property Records

Madison County property record for 103 Rose Ct, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,086 sqft
Lot Size	0.153 acres (6,697 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,800 (Aug 2023)
Tax Bill	$1,884 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`073C-0000-0080`

Property Details

APN / Parcel Number

Primary APN	`073C-0000-0080`
Alternative APNs	`142898` `99037` `73067`

Interior

Building Area	1,086 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Architectural Style	Split Foyer
Exterior Material	Brick
Lot Area	6,697 sqft (0.153 acres)
Garage Type	Basement
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	73067
Street Address	103 ROSE CT
City	BEREA
State	KY
Zip	40403-1157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSELAWN LOT 8 SEC 2 BLK F
Legal Subdivision	ROSELAWN
Legal Block	F
Legal Lot Number	8
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3011
Census Tract	11202

Owner

Source: Madison County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 ROSE CT, BEREA, KY 40403-1157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Aug 1, 2023	Deed, Transfer · Conventional Mortgage DAS ACQUISITION
May 22, 2020	Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY
Jun 30, 2020	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	202314159198
Deed Book / Page	841 / 411
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	103 ROSE CT, BEREA, KY 40403-1157
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ROSE CT, BEREA, KY 40403-1157

Mortgage

Document Number	0M2454/644
Date	Mar 26, 2026
Book Page	M2454/644
Instrument	2014332257

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 1, 2023
Property Address	103 ROSE CT, BEREA, KY 40403-1157
Document Number	00D841/411
Book / Page	D841 / 411
Map Reference	PL 5 PG 191
Instrument Date	Jul 28, 2023
Instrument	2014159198
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2071 TY LN # LN7, LN7, RICHMOND, KY 40475-1999

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	103 ROSE CT, BEREA, KY 40403-1157

Mortgage

Document Number	2014159202
Date	Aug 1, 2023
Instrument	2014159202

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	103 ROSE CT, BEREA, KY 40403-1157
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01941/363
Date	May 22, 2020
Book Page	M01941/363
Instrument	2014012527

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON CNTY
Type	Bank
Address	BEREA, KY 40403

Agreement

Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jun 30, 2020
Property Address	103 ROSE CT, BEREA, KY 40403-1157
Document Number	D00789/791
Book / Page	D00789 / 791
Map Reference	MB 5 PG 191
Instrument Date	Jun 26, 2020
Instrument	2014014877
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$169.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 GENERAL CLEBURN DR, 118, RICHMOND, KY 40475-8870

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ROSE CT, BEREA, KY 40403-1157

Mortgage

Document Number	2014014878
Date	Jun 30, 2020
Instrument	2014014878

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	456 Months
Due	Jun 26, 2058

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,884.00 (+14.95%)	$199,800 (+18.22%)	$199,800 (+18.22%)
2023	$1,639.00 (-0.3%)	$169,000 (-)	$169,000 (-)
2022	$1,644.00	$169,000	$169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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