103 Rock Creek Ct, Frederick, MD 21702 Property Records

Frederick County property record for 103 Rock Creek Ct, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,265 sqft · built 1993
Lot Size	0.036 acres (1,564 sqft)
Owner	Individual Name on File
Last Sale	$347,000 (Nov 2022)
Tax Bill	$5,322 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-164469`

Property Details

APN / Parcel Number

Primary APN	`02-164469`
Alternative APNs	`2164469` `164469`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,265 sqft Living Area
1st Floor Area	769 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,564 sqft (0.036 acres)
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	164469
Street Address	103 ROCK CREEK CT
City	FREDERICK
State	MD
Zip	21702-6230
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LT 2055 SEC 2 PLAT 2 1,564 SQ FT TASKERS CHANCE
Legal Subdivision	TASKERS CHANCE
Legal Lot Number	2055
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1001
Census Tract	750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

103 Rock Creek Ct, a townhouse, is owned and occupied by an individual who bought it in November 2022.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	103 ROCK CREEK CT, FREDERICK, MD 21702-6230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 22, 2022	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 10, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2022 · Amount on File
Deed Sale	Nov 22, 2022 · Amount on File
Prior Sale	Oct 11, 1994 · Amount on File
Deed Book / Page	16234 / 1
Prior Transfer Date	Aug 3, 2018
Prior Transfer Doc	0126630320
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	103 ROCK CREEK CT, FREDERICK, MD 21702-6230
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0167470213
Date	Jan 31, 2024
Book Page	16747/213

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 22, 2022
Property Address	103 ROCK CREEK CT, FREDERICK, MD 21702-6230
Document Number	0162340001
Book / Page	16234 / 1
Map Reference	MB 41 PL 114
Instrument Date	Nov 5, 2022
Transaction Type	Transfer
Record Updated	Dec 6, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$867.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	103 ROCK CREEK CT, FREDERICK, MD 21702-6230

Mortgage

Document Number	0000162349
Date	Nov 22, 2022
Instrument	16234/9

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	103 ROCK CREEK CT, FREDERICK, MD 21702-6230
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135800175
Date	Mar 10, 2020
Book Page	13580/175

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Oct 10, 2018
Property Address	103 ROCK CREEK CT, FREDERICK, MD 21702-6230
Document Number	0126630320
Book / Page	12663 / 0320
Map Reference	MB41 PL114
Instrument Date	Aug 3, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	XPRESS TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 ROCK CREEK CT, FREDERICK, MD 21702-6230

Mortgage

Document Number	0012663325
Date	Oct 10, 2018
Instrument	12663/325

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 103 Rock Creek Ct was $5,322 with a homeowner's exemption, up 4.8% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,100 (+5.04%)	$362,900 (+15.13%) Land $70,000 Building $292,900
2025	$5,322.00 (+4.83%) Homeowner's exemption	$315,200 Land $70,000 Building $245,200	$315,200 Land $70,000 Building $245,200
2024	$5,077.00 (+7.22%)
2023	$4,735.00 Homeowner's exemption	$258,533	$315,200 Land $70,000 Building $245,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Rock Creek Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Rock Creek Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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