103 Riverside Ave, Satsuma, FL 32189 Property Records

Putnam County property record for 103 Riverside Ave, Satsuma, FL 32189

Property Summary

Property Type	Single Family Home
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Aug 2019)
Tax Bill	$195 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-10-27-8260-000.0-002.0`

Property Details

APN / Parcel Number

Primary APN	`43-10-27-8260-000.0-002.0`
Alternative APN	`60807`

Exterior

Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	103 ft deep x 105 ft wide

Location & Zoning

Account Number	60807
Street Address	103 RIVERSIDE AVE
City	SATSUMA
State	FL
Zip	32189-2159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST JOHNS RIVERSIDE ESTATES, TW
Legal Range	27E
Legal Township	10S
Legal Section	43
Legal Subdivision	RIVERSIDE
Legal Lot Number	2
Jurisdiction	PUTNAM FL
Township / Civil Division	EAST PALATKA
Census Block Group	1
Census Block	1012
Census Tract	951100

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	764 SAN MATEO RD, SATSUMA, FL 32189-2136
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Prior Sale	Aug 16, 2010
Deed Document Number	201954015055
Deed Book / Page	1552 / 0110
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Aug 20, 2019
Property Address	103 RIVERSIDE AVE, SATSUMA, FL 32189-2159
Document Number	0015520110
Book / Page	001552 / 000110
Instrument Date	Aug 15, 2019
Instrument	54015055
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 145 SAN MATEO FL 321870145, SAN MATEO, FL 32187-0145

Mortgage

Document Number	15520112
Date	Aug 20, 2019
Book Page	001552/000112
Instrument	54015056

Lender

Name	ROBERT B & BRENDA S ROWLAND
Address	1675 MILLER DR, DELAND, FL 32720-2323

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	10%

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$195.00 (+306.25%)	$11,590 (-)	$11,590 (-) Land $11,590
2023	$48.00 (+6.67%)	$11,590 (-)	$11,590 (-) Land $11,590
2022	$45.00	$11,590	$11,590 Land $11,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	40 (2001–2024)
Claims Outside the SFHA	1 of 40
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 11 claims Hurricane Matthew, Oct 2016 · 8 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20