St. Charles County property record for 103 Riverfrost Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,530 sqft · built 2021 |
| Lot Size | 0.229 acres (10,010 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Feb 2023 Sale Nov 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T220300010 |
| Primary APN | T220300010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| Basement Area | 1,530 sqft |
| Year Built | Built 2021 |
|---|---|
| Lot Area | 10,010 sqft (0.229 acres) |
| Account Number | T220300010 |
|---|---|
| Street Address | 103 RIVERFROST CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-1972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERDALE VLG G #1 LOT 400 |
| Legal Subdivision | RIVERDALE VLG G #1 |
| Legal Lot Number | 400 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 312001 |
Source: St. Charles County records, as of October 19, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 RIVERFROST CT, SAINT PAUL, MO 63366-1972 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2023 | Beneficiary Deed, Transfer |
| Nov 10, 2022 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP |
| Dec 2, 2021 | Special Warranty Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2023 |
| Deed Sale | Feb 24, 2023 |
| Prior Sale | Dec 2, 2021 |
| Deed Document Number | 0000006858 |
| Record Updated | Jun 7, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 24, 2023 |
| Property Address | 103 RIVERFROST CT, O FALLON, MO 63366-1972 |
| Document Number | 0000006858 |
| Map Reference | DOC 2021R-006197 |
| Instrument Date | Feb 9, 2023 |
| Instrument | 2023R-006858 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 RIVERFROST CT, SAINT PAUL, MO 63366-1972 |
| Mail Care Of | CYNTHIA E DARR AND BRENT CHARLES WHYMAN |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 10, 2022 |
| Property Address | 103 RIVERFROST CT, O FALLON, MO 63366-1972 |
| Document Number | 0000060922 |
| Map Reference | DOC 2021R-006197 |
| Instrument Date | Nov 8, 2022 |
| Instrument | 2022R-060922 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | OLD REPUBLIC TITLE, ORT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 RIVERFROST CT, SAINT PAUL, MO 63366-1972 |
| Document Number | 0000060923 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 2022R-060923 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 2, 2021 |
| Property Address | 103 RIVERFROST CT, O FALLON, MO 63366-1972 |
| Document Number | 0000097846 |
| Map Reference | DOC 2021R-006197 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 2021R-097846 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 239 FOX HILL RD, SAINT CHARLES, MO 63301-3745 |
| Investor | Possibly a Property Investor |
Source: St. Charles County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Paul City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $74,394 | |
| 2022 | $391,550 Land $55,000 Building $336,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 25 (1982–2015) |
| Claims Outside the SFHA | 1 of 25 |
| Most Recent Claim | Jun 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST PAUL PWS serves 1,700 people · EPA ID MO6011535 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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