103 River Winding Rd, Jacksonville, NC 28540 Property Records

Onslow County property record for 103 River Winding Rd, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,968 sqft · built 2019
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jun 2021)
Tax Bill	$1,641 (2023)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63D-1`

Property Details

APN / Parcel Number

Primary APN	`63D-1`
Alternative APNs	`473520000` `164000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Lot Area	27,443 sqft (0.63 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	473520000
Street Address	103 RIVER WINDING RD
City	JACKSONVILLE
State	NC
Zip	28540-9394
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L1 S1 FIELDSTONE CROSSING S/F 63-27.4
Legal Subdivision	FIELDSTONE CROSSING SEC I
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1015
Census Tract	1201

Owner

Source: Onslow County records, as of September 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 RIVER WINDING RD, JACKSONVILLE, NC 28540-9394
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 27, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	0005485368
Deed Book / Page	5485 / 368
Record Updated	Jun 7, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 9, 2021
Property Address	103 RIVER WINDING RD, JACKSONVILLE, NC 28540-9394
Document Number	0054850368
Book / Page	5485 / 368
Instrument Date	May 7, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 RIVER WINDING RD, JACKSONVILLE, NC 28540-9394

Mortgage

Document Number	0005485371
Date	Jun 9, 2021
Instrument	5485/371

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 27, 2019
Property Address	103 RIVER WINDING RD, JACKSONVILLE, NC 28540-9394
Document Number	0050650317
Book / Page	005065 / 000317
Instrument Date	Nov 27, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 RIVER WINDING RD JACKSONVILLE NC 285409394, JACKSONVILLE, NC 28540-9394

Mortgage

Document Number	50650320
Date	Nov 27, 2019
Book Page	005065/000320

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,641.00	$250,606 Land $38,000 Building $212,606	$250,606 Land $38,000 Building $212,606

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	8 (2018–2024)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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