103 River Rd S, Roanoke Rapids, NC 27870 Property Records

Halifax County property record for 103 River Rd S, Roanoke Rapids, NC 27870

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,423 sqft · built 1994
Lot Size	0.913 acres (39,770 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Dec 2006)
Tax Bill	$6,254 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`4908-09-17-8397`

Property Details

APN / Parcel Number

Primary APN	`4908-09-17-8397`
Alternative APN	`0914026`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,423 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	39,770 sqft (0.913 acres)
Lot Depth	452 ft Depth
Garage Area	408 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 RIVER RD S
City	ROANOKE RAPIDS
State	NC
Zip	27870-2244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRR12
Legal Description	LT 3 RIVER ROAD SOUTH
Legal Subdivision	FOREST HILLS SD SECTION VIII
Legal Lot Number	3
Jurisdiction	HALIFAX NC
Township / Civil Division	ROANOKE RAPIDS
Census Block Group	5
Census Block	5000
Census Tract	930200

Owner

Source: Halifax County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 RIVER RD S, ROANOKE RAPIDS, NC 27870-2244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2006 · Amount on Record
Deed Sale	Dec 8, 2006 · Amount on Record
Deed Document Number	20067829
Deed Book / Page	2165 / 70
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALIFAX NC
Property Address	103 RIVER RD S, ROANOKE RAPIDS, NC 27870-2244
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002624/682
Date	Jul 21, 2020
Book Page	2624/682

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALIFAX NC
Property Address	103 RIVER RD S, ROANOKE RAPIDS, NC 27870-2244
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002676/418
Date	Oct 21, 2021
Book Page	2676/418
Instrument	202126760418

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Halifax County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Halifax County
Municipality	Roanoke Rapids City
Unified School District	Roanoke Rapids City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,000 (-) Land $45,500 Building $341,500
2025	$6,254.00 (+13.87%)	$387,000 (+22.82%) Land $45,500 Building $341,500
2023	$5,492.00	$315,100 Land $45,500 Building $269,600	$315,100 Land $45,500 Building $269,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	3 (1999–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROANOKE RAPIDS SANITARY DIST serves 15,768 people · EPA ID NC0442010
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fybe.

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