103 River Rd, Concord, NH 03303 Property Records

Merrimack County and Concord City property record for 103 River Rd, Concord, NH 03303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,144 sqft · built 1920
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$174,933 (Jul 2017)
Tax Bill	$7,211 (2025)
Deeds & Mortgages	Aug 2021 Refinance Jul 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`M:32-Z B:52`

Property Details

APN / Parcel Number

Primary APN	`M:32-Z B:52`
Alternative APN	`CNCD M:32Z B:52`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,272 sqft
1st Floor Area	1,144 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	103 RIVER RD
City	CONCORD
State	NH
Zip	03303-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Block	52
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2002
Census Tract	44300

Owner

103 River Rd is owned and occupied by two individuals who bought it in July 2017.

Source: Merrimack County and Concord City records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 RIVER RD, CONCORD, NH 03303-1007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Jul 10, 2017	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2017 · Amount on File
Deed Sale	Jul 10, 2017 · Amount on File
Prior Sale	Jul 31, 2006 · Amount on File
Deed Document Number	201712408
Deed Book / Page	3562 / 903
Transfer Doc	2914001622
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	103 RIVER RD, CONCORD, NH 03303-1007
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022222
Date	Aug 27, 2021
Book Page	3755/2413
Instrument	202100022222

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jul 10, 2017
Property Address	103 RIVER RD, CONCORD, NH 03303-1007
Document Number	0035620903
Book / Page	003562 / 000903
Instrument Date	Jul 7, 2017
Instrument	12408
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	UNITED TITLE, UNITED TITLE & ESCROW SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,624.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 FISHER ST CONCORD NH 033014614, CONCORD, NH 03301-4614

Mortgage

Document Number	35620906
Date	Jul 10, 2017
Book Page	003562/000906
Instrument	12409

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 103 River Rd was $7,211.

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,211.00	$247,700 Land $146,900 Building $100,800
2023	$6,653.00 (+3.74%)	$247,700 (-) Land $146,900 Building $100,800	$303,905
2022	$6,413.00	$247,700 Land $146,900 Building $100,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2006–2007)
Most Recent Claim	Jun 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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