103 River Dr, Judsonia, AR 72081 Property Records

White County property record for 103 River Dr, Judsonia, AR 72081

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,000 sqft · built 2005
OwnerIndividual Name on File
Last Sale$86,000 (Mar 2018)
Tax Bill$1,809 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Dec 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN002-00793-001

Property Details

APN / Parcel Number

Primary APN002-00793-001
Alternative APN
  • 27446

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area3,000 sqft Living Area
1st Floor Area1,440 sqft

Exterior

Year BuiltBuilt 2005
Exterior MaterialWood
Construction TypeFrame
Foundation TypeClosed Piers
Roof TypeGable
Roof MaterialFiberglass
Garage TypeBuilt-in
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area360 sqft
Deck Area216 sqft
Patio Area216 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address103 RIVER DR
CityJUDSONIA
StateAR
Zip72081-8602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 1
Legal SubdivisionRED RIVER SHORES
Legal Block1
Legal Lot Number3
Legal Unit1
JurisdictionWHITE AR
Township / Civil DivisionHARRISON
Census Block Group3
Census Block3001
Census Tract70501

Owner

103 River Dr is owned and occupied by an individual who bought it in March 2018.

Source: White County records, as of October 23, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address103 RIVER DR, JUDSONIA, AR 72081-8602
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2024Deed of Trust, Mortgage · Line of Credit
US BANK NA
Dec 30, 2019Deed of Trust, Mortgage · Closed-End Mortgage
US BANK NA
Mar 30, 2018Special Warranty Deed, Transfer · ARM
ARKANSAS FCU
Nov 13, 2017Special Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2018 · Amount on File
Deed SaleMar 30, 2018 · Amount on File
Prior SaleNov 13, 2017
Deed Document Number201805072*
Deed Book / Page2018 / 05072*
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITE AR
Property Address103 RIVER DR, JUDSONIA, AR 72081-8602
Transaction TypeMortgage
Record UpdatedApr 15, 2024
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 RIVER DR, JUDSONIA, AR 72081-8602

Mortgage

Document NumberMTG2024/6675
DateMar 27, 2024
Book PageMTG 2024/6675
InstrumentL202403602
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term337 Months
DueApr 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITE AR
Property Address103 RIVER DR, JUDSONIA, AR 72081-8602
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG2019/26423
DateDec 30, 2019
Book PageMTG 2019/26423
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term180 Months
DueDec 3, 2034

March 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWHITE AR
Recording DateMar 30, 2018
Property Address103 RIVER DR, JUDSONIA, AR 72081-8602
Document NumberDEED2018/05072
Book / PageDEED 2018 / 05072
Map ReferenceMB 4 PG 29
Instrument DateMar 28, 2018
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1670 BROADWAY # 21, 1670, DENVER, CO 80202-4801

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 RIVER DR, JUDSONIA, AR 72081-8602

Mortgage

Document NumberMTG201805910
DateMar 30, 2018
InstrumentMTG 2018/05910
Lender
NameARKANSAS FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueApr 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateApr 1, 2033
Min Rate At Change1.75%
Max Rate At Change9.5%
Index1-Year CMT
Max Rate9.5%

November 2017: Special Warranty Deed, Foreclosure

Document TypeSpecial Warranty Deed
JurisdictionWHITE AR
Recording DateNov 13, 2017
Property Address103 RIVER DR, JUDSONIA, AR 72081-8602
Document NumberDEED2017/15731
Book / PageDEED 2017 / 15731
Map ReferenceMB 4 PG 29
Instrument DateMay 18, 2017
Transaction TypeForeclosure
Record UpdatedDec 14, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4801 FREDERICA ST, 4801, OWENSBORO, KY 42301-7441

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420
Mail Care OfINFORMATION SYSTEMS NETWORK CORP
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 103 River Dr was $1,809 with a homeowner's exemption.

Source: White County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyWhite County
Unified School DistrictWhite County Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,809.00 Homeowner's exemption$40,950 Land $1,000 Building $39,950
2023$1,385.00 Homeowner's exemption$40,950 Land $1,000 Building $39,950$204,750 Land $5,000 Building $199,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 River Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 River Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 70% of Arkansas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH WHITE CO RURAL WATER PFB
serves 5,295 people · EPA ID AR0000583
Water SourcePurchased surface water from SEARCY WATERWORKS
Last State InspectionJan 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Dec 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Hillbilly Wireless
Fixed Wireless
45 / 10

May also be available: Longview Cable Television Company, T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Dr

Nearby Streets

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