103 River Downs Blvd, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 103 River Downs Blvd, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	3.25 ba · 2,576 sqft · built 2001
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$294,900 (Aug 2006)
Tax Bill	$2,211 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`124D-A-008.00-000`

Property Details

APN / Parcel Number

Primary APN	`124D-A-008.00-000`
Alternative APNs	`124D A 00800` `R0074496`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,576 sqft Living Area
1st Floor Area	4,090 sqft
Upper Floors Area	1,062 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2012
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	193 ft deep x 271 ft wide
Garage Type	Attached
Garage Area	1,705 sqft
Driveway	Driveway

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	384 sqft
Porch	Slab
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	R0074496
Street Address	103 RIVER DOWNS BLVD
City	MURFREESBORO
State	TN
Zip	37128-5773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 RIVER DOWNS SEC 1 PB 21 PG 61 271.5 X 193.53 IRR
Legal Subdivision	RIVER DOWNS SEC 1
Legal Lot Number	8
Jurisdiction	RUTHERFORD TN
Township / Civil Division	7
Census Block Group	1
Census Block	1026
Census Tract	40911

Owner

Source: Rutherford County assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-5773
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 28, 2020	Deed of Trust, Mortgage · VA Mortgage HOME PT FIN'L
May 20, 2019	Deed of Trust, Mortgage · VA Mortgage ACOPIA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2006 · Amount on Record
Deed Sale	Aug 28, 2006 · Amount on Record
Prior Sale	Dec 10, 2001 · Amount on Record
Deed Book / Page	663 / 1954
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	103 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-5773
Transaction Type	Mortgage
Record Updated	May 13, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022071340
Date	Feb 11, 2022
Book Page	2207/1340
Instrument	2423364

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Apr 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	103 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-5773
Document Number	RB18762895
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	AMERICAN PREMIER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 RIVER DOWNS BLVD MURFREESBORO TN 371285773, MURFREESBORO, TN 37128-5773

Mortgage

Document Number	RB18762895
Date	Mar 11, 2020
Book Page	001876/002895
Instrument	2262199

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	103 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-5773
Document Number	RB17762820
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	BRENTWOOD TITLE AND ESCROW LLC, BRENTWOOD TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 RIVER DOWNS BLVD MURFREESBORO TN 371285773, MURFREESBORO, TN 37128-5773

Mortgage

Document Number	RB17762820
Date	May 29, 2019
Book Page	001776/002820
Instrument	2208100

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,500 (+19.24%) Land $32,500 Building $108,000	$562,000 (+19.24%) Land $130,000 Building $432,000
2025	$2,211.00	$117,825 (-) Land $18,750 Building $99,075
2023	$2,211.00	$117,825 Land $18,750 Building $99,075	$471,300 (-) Land $75,000 Building $396,300
2022			$471,300 Land $75,000 Building $396,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA, Verizon.

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