Montgomery County property record for 103 Ridgewood Rd, Conroe, TX 77304
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,324 sqft · built 1968 |
| Lot Size | 0.286 acres (12,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,536 (2024) |
| Deeds & Mortgages | May 2020 Mortgage Oct 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5100-02-02300 |
| Primary APN | 5100-02-02300 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,324 sqft Living Area |
| 1st Floor Area | 1,954 sqft |
| 2nd Floor Area | 370 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Wood Shingle |
| Lot Area | 12,500 sqft (0.286 acres) |
| Garage Type | Attached |
| Garage Area | 535 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 215 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R89241 |
|---|---|
| Street Address | 103 RIDGEWOOD RD |
| City | CONROE |
| State | TX |
| Zip | 77304-1728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | FOREST ESTATES 02, BLOCK 7, LOT 2, 7-B |
| Legal Subdivision | FOREST ESTATES |
| Legal Block | 7 |
| Legal Lot Number | 2,7-B 7 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 693600 |
Source: Montgomery County records · APN 5100-02-02300
Assessment roll updated July 25, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 RIDGEWOOD RD, CONROE, TX 77304-1728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA |
| Oct 16, 2018 | Loan Modification, Mortgage FIRST FIN'L BK&TR |
| May 21, 2018 | Trustee's Deed, Construction Loan FIRST FIN'L BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 18, 2015 |
| Deed Sale | Feb 18, 2015 |
| Prior Sale | Dec 06, 2006 |
| Deed Document Number | 2015014780 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 103 RIDGEWOOD RD, CONROE, TX 77304-1728 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000051329 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020051329 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | ABILENE, TX 79606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 103 RIDGEWOOD RD, CONROE, TX 77304-1728 |
| Document Number | 0000102066 |
| Instrument Date | Oct 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 RIDGEWOOD RD CONROE TX 773041728, CONROE, TX 77304-1728 |
| Document Number | 0000102066 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 102066 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CONROE, TX 77304 |
| Term | 180 Months |
|---|---|
| Due | Oct 21, 2033 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | May 21, 2018 |
| Property Address | 103 RIDGEWOOD RD, CONROE, TX 77304-1728 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 46228 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 13, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0000046228 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 46228 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CONROE, TX 77304 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 20, 2033 |
Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Conroe City |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $221,249 (+1%) Land $12,965 Building $217,247 | $230,212 (-13.9%) Land $12,965 Building $217,247 | |
| 2024 | $2,536.00 (+14.44%) Homeowner's exemption | $201,135 (+1%) Land $12,965 Building $254,411 | $267,376 (+10.22%) Land $12,965 Building $254,411 |
| 2023 | $2,216.00 Homeowner's exemption | $182,850 Land $12,960 Building $229,630 | $242,590 Land $12,960 Building $229,630 |
Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), as of January 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483396936002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 42 (1978–2019) |
| Claims Outside the SFHA | 34 of 42 |
| Most Recent Claim | Sep 2019 · Tropical Storm Imelda |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber | 8,000 / 8,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 217 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TX1700001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CONROE serves 113,912 people |
|---|---|
| Water Source | Purchased surface water from SJRA GRP SW TREATMENT PLANT |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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