Adams County property record for 103 Ridgeway Rd, Natchez, MS 39120
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,616 sqft · built 1963 |
| Owner | Company Name on Record |
| Tax Bill | $728 (2025) |
| Deeds & Mortgages | Jul 2011 Mortgage Mar 2013 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0080 0004 0006 |
| Primary APN | 0080 0004 0006 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 1,616 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 2124 |
|---|---|
| Street Address | 103 RIDGEWAY RD |
| City | NATCHEZ |
| State | MS |
| Zip | 39120-5288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H&L#48 HILL SD 58-108B-6 |
| Legal Range | 03W |
| Legal Township | 06N |
| Legal Section | 02 |
| Legal Subdivision | HILL SD |
| Jurisdiction | ADAMS MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 900 |
Source: Adams County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 103 RIDGEWAY RD, NATCHEZ, MS 39120-5288 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 14, 2011 | Deed of Trust, Mortgage BRITTON & KOONTZ BANK, N.A. |
| Mar 6, 2013 | Deed of Trust, Mortgage BRITTON & KOONTZ BANK, N.A. |
| Jun 9, 2008 | Deed of Trust, Mortgage BRITTON & KOONTZ BANK, N.A. |
| Jan 27, 2021 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2021 |
| Deed Sale | Jan 27, 2021 |
| Prior Sale | Jan 27, 2021 |
| Deed Document Number | 0000028/33 |
| Deed Book / Page | 28 / 33 |
| Last Transfer Date | May 10, 2023 |
| Transfer Doc | 000028Y/33 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 103 RIDGEWAY RD, NATCHEZ, MS 39120-5288 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000814/97 |
|---|---|
| Date | Jul 14, 2011 |
| Book Page | 814/97 |
| Name | BRITTON & KOONTZ BANK, N.A. |
|---|---|
| Address | 500 MAIN STREET OFC, NATCHEZ, MS 39120 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 25, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 103 RIDGEWAY RD, NATCHEZ, MS 39120-5288 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 100 S WALL ST, NATCHEZ, MS 39120-3477 |
| Document Number | 000839/487 |
|---|---|
| Date | Mar 6, 2013 |
| Book Page | 839/487 |
| Name | BRITTON & KOONTZ BANK, N.A. |
|---|---|
| Address | 4703 BLUEBONNET BLVD, BATON ROUGE, LA 70809 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Mar 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 103 RIDGEWAY RD, NATCHEZ, MS 39120-5288 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 103 RIDGEWAY RD, NATCHEZ, MS 39120-5288 |
| Document Number | 000768/736 |
|---|---|
| Date | Jun 9, 2008 |
| Book Page | 768/736 |
| Name | BRITTON & KOONTZ BANK, N.A. |
|---|---|
| Address | 500 MAIN STREET OFC, NATCHEZ, MS 39120 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jun 1, 2013 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS MS |
| Recording Date | Jan 27, 2021 |
| Property Address | 103 RIDGEWAY RD, NATCHEZ, MS 39120-5288 |
| Document Number | 0000028/33 |
| Book / Page | 28 / 33 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 129081 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 PHILLIP WEST RD, NATCHEZ, MS 39120-8942 |
| Name | Verified Name |
|---|---|
| Address | 103 RIDGEWAY RD, NATCHEZ, MS 39120-5288 |
| Document Number | 0000129082 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 129082 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Jan 27, 2054 |
Source: Adams County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Adams County |
| Municipality | Natchez City |
| Unified School District | Natchez-Adams School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $728.00 (-2.15%) Homeowner's exemption Senior Citizen's exemption | $15,141 (+26.62%) | $151,410 (+26.62%) Land $15,000 Building $136,410 |
| 2024 | $744.00 Homeowner's exemption Senior Citizen's exemption | $11,958 (-) | $119,580 (-) Land $15,000 Building $104,580 |
| 2023 | $744.00 (+5.83%) Homeowner's exemption | $11,958 (-) Land $1,500 Building $10,458 | $119,580 (-) Land $15,000 Building $104,580 |
| 2022 | $703.00 Homeowner's exemption | $11,958 | |
| 2021 | $119,580 Land $15,000 Building $104,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–1999) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS CO W/A #2-SOUTH public/private · serves 8,097 people · EPA ID MS0010009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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