Whatcom County property record for 103 Ridgeview St, Sumas, WA 98295
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 2005 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Jun 2005) |
| Tax Bill | $5,141 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44173 |
| Primary APN | 44173 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| 1st Floor Area | 1,612 sqft |
| Basement Area | 2,388 sqft |
| Finished Basement | 796 sqft |
| Unfinished Basement | 1,592 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 36 sqft |
| Patio Area | 400 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 44173 |
|---|---|
| Street Address | 103 RIDGEVIEW ST |
| City | SUMAS |
| State | WA |
| Zip | 98295-9653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS15.0 |
| Legal Description | LOT C BOS SHORT PLAT NO 2 AS REC AF 2030904375 |
| Legal Range | 04 |
| Legal Township | 41 |
| Legal Section | 34 |
| Legal Subdivision | BOS SHORT PLAT |
| Legal Lot Number | C |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 10202 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 103 RIDGEVIEW ST, SUMAS, WA 98295-9653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Nov 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| May 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SAVIBANK |
| Apr 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2005 · Amount on Record |
| Deed Sale | Jun 28, 2005 · Amount on Record |
| Prior Sale | Jun 10, 2004 · Amount on Record |
| Deed Document Number | 2050605816 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 103 RIDGEVIEW ST, SUMAS, WA 98295-9653 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 20210104750 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 2021-0104750 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 103 RIDGEVIEW ST, SUMAS, WA 98295-9653 |
| Document Number | 2191101006 |
| Instrument Date | Nov 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 RIDGEVIEW ST SUMAS WA 982959653, SUMAS, WA 98295-9653 |
| Document Number | 2191101006 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 1101006 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 103 RIDGEVIEW ST, SUMAS, WA 98295-9653 |
| Document Number | 2180503287 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 RIDGEVIEW ST SUMAS WA 982959653, SUMAS, WA 98295-9653 |
| Document Number | 2180503287 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 503287 |
| Name | SAVIBANK |
|---|---|
| Address | BELLINGHAM, WA 98225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 103 RIDGEVIEW ST, SUMAS, WA 98295-9653 |
| Document Number | 2180402682 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 RIDGEVIEW ST SUMAS WA 982959653, SUMAS, WA 98295-9653 |
| Document Number | 2180402682 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 402682 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2048 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,141.00 (+5.11%) | $554,740 (-1.1%) Land $176,605 Building $378,135 | $554,740 (-1.1%) Land $176,605 Building $378,135 |
| 2022 | $560,902 Land $170,632 Building $390,270 | $560,902 Land $170,632 Building $390,270 | |
| 2021 | $4,891.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Pogozone powered by Neubeam Cable | 250 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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