103 Ridgetop Dr, Mars, PA 16046 Property Records

Butler County property record for 103 Ridgetop Dr, Mars, PA 16046

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,056 sqft · built 2019
Lot Size	0.538 acres (23,435 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Dec 2022)
Tax Bill	$1,968 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010 S24 A1020000`

Property Details

APN / Parcel Number

Primary APN	`010 S24 A1020000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	5,056 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Lot Area	23,435 sqft (0.538 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	103 RIDGETOP DR
City	MARS
State	PA
Zip	16046-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.538 AC - LOT 102 - HSE
Legal Subdivision	STONEBRIDGE FARMS
Legal Lot Number	102
Jurisdiction	BUTLER PA
Township / Civil Division	ADAMS
Census Block Group	2
Census Block	2025
Census Tract	912405

Owner

103 Ridgetop Dr is owned and occupied by two individuals who acquired it in November 2025.

Source: Butler County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 RIDGETOP DR, MARS, PA 16046-4101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit SSB BANK A STATE SAVINGS BANK
Nov 26, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage SSBBANK
Dec 15, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage RMC HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2022 · Amount on File
Deed Sale	Dec 15, 2022 · Amount on File
Prior Sale	Aug 15, 2019 · Amount on File
Deed Document Number	202225328
Last Transfer Date	Nov 26, 2025
Transfer Doc	0000019827
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER PA
Property Address	103 RIDGETOP DR, MARS, PA 16046-4101
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003296
Date	Mar 2, 2026
Instrument	202603020003296

Lender

Name	SSB BANK A STATE SAVINGS BANK
Address	8700 PERRY HWY, PITTSBURGH, PA 15237

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2041

Interest

Change Frequency	Monthly

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTLER PA
Recording Date	Nov 26, 2025
Property Address	103 RIDGETOP DR, MARS, PA 16046-4101
Document Number	0000019827
Map Reference	VOL 372 PG 44-48
Instrument Date	Nov 12, 2025
Instrument	202511260019827
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 RIDGETOP DR, MARS, PA 16046-4101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 RIDGETOP DR, MARS, PA 16046-4101

Mortgage

Document Number	0000019828
Date	Nov 26, 2025
Instrument	202511260019828

Lender

Name	SSBBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

December 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BUTLER PA
Recording Date	Dec 15, 2022
Property Address	103 RIDGETOP DR, MARS, PA 16046-4101
Document Number	0000025328
Map Reference	VOL 372 PG 44-48
Instrument Date	Dec 13, 2022
Instrument	202212150025328
Transaction Type	Subdivision Related Transfer
Record Updated	May 30, 2023
Title Company	PENN BRIDGE LAND AND ABSTRACT COMPANY, PENN BRIDGE LAND ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 RIDGETOP DR, MARS, PA 16046-4101

Mortgage

Document Number	0000025329
Date	Dec 15, 2022
Instrument	202212150025329

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 103 Ridgetop Dr was $1,968, down 77.7% from the year before.

Source: Butler County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Butler County
County Subdivision	Adams Township
Unified School District	Mars Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,968.00 (-77.65%)	$62,740 (-) Land $4,340 Building $58,400	$62,740 Building $62,740
2025	$8,807.00 (+2.54%)	$62,740 (-) Land $4,340 Building $58,400
2024	$8,589.00	$62,740 Land $4,340 Building $58,400
			$62,740 Building $62,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 103 Ridgetop Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Ridgetop Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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