103 Ridge Dr, Newton, MS 39345 Property Records

Newton County property record for 103 Ridge Dr, Newton, MS 39345

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,139 sqft · built 1965
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$145,200 (Aug 2022)
Tax Bill	$1,340 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`057N-33-03-028.00`

Property Details

APN / Parcel Number

Primary APN	`057N-33-03-028.00`
Alternative APN	`005004`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,139 sqft Adjusted Area
1st Floor Area	1,446 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	103 RIDGE DR
City	NEWTON
State	MS
Zip	39345-2550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 38 MEADOW BROOK SUB 2023-NAME CHANGE
Legal Range	11E
Legal Township	06N
Legal Section	33
Legal Subdivision	MEADOW BROOK SUB
Legal Lot Number	38
Jurisdiction	NEWTON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2034
Census Tract	50500

Owner

103 Ridge Dr is owned and occupied by an individual who bought it in August 2022.

Source: Newton County records, as of December 16, 2025

Owner of Record	Individual Name on File
Mailing Address	103 RIDGE DR, NEWTON, MS 39345-2550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Mar 24, 2020	Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES
Aug 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Aug 29, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2022 · Amount on File
Deed Sale	Aug 29, 2022 · Amount on File
Deed Book / Page	395 / 396
Prior Transfer Date	May 10, 2010
Prior Transfer Doc	000328/487
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MS
Property Address	103 RIDGE DR, NEWTON, MS 39345-2550
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000477/42
Date	Nov 8, 2022
Book Page	477/42
Instrument	477-42

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MS
Property Address	103 RIDGE DR, NEWTON, MS 39345-2550
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000447/227
Date	Mar 24, 2020
Book Page	447/227

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank
Address	NEWTON, MS 39345

Agreement

Amount	Amount on Record
Term	240 Months
Due	Mar 27, 2040

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MS
Property Address	103 RIDGE DR, NEWTON, MS 39345-2550
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000475/137
Date	Aug 29, 2022
Book Page	475/137
Instrument	475-137

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON MS
Recording Date	Aug 29, 2022
Property Address	103 RIDGE DR, NEWTON, MS 39345-2550
Document Number	000395/396
Book / Page	395 / 396
Instrument Date	Aug 25, 2022
Instrument	395-396
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2240 LAND OF PROMISE RD, 2240, CHESAPEAKE, VA 23322-1416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 RIDGE DR, NEWTON, MS 39345-2550

Tax Assessment & Valuation

The 2025 property tax bill for 103 Ridge Dr was $1,340 with a homeowner's exemption, down 2.4% from the year before.

Source: Newton County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Newton County
Municipality	Newton City
Unified School District	Newton Municipal School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,340.00 (-2.4%) Homeowner's exemption	$10,553	$105,530 Land $5,160 Building $100,370
2024	$1,373.00 (-0.65%)
2023	$1,382.00 (+282.83%) Homeowner's exemption	$10,553	$105,530 Land $5,160 Building $100,370
2022	$361.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Ridge Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH NEWTON RURAL W/A #1 public/private · serves 2,167 people · EPA ID MS0510010
Water Source	Groundwater
Last State Inspection	Sep 2023
Also Mapped Here	CITY OF NEWTON
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures