103 Richmond Run, Stem, NC 27581 Property Records

Granville County property record for 103 Richmond Run, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,824 sqft · built 2018
Lot Size	0.989 acres (43,089 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Sep 2018)
Tax Bill	$3,330 (2025)
Deeds & Mortgages	Mar 2018 Construction Loan Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31186-46894308`

Property Details

APN / Parcel Number

Primary APN	`31186-46894308`
Alternative APNs	`087800546990` `087800 040` `89386301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,824 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,089 sqft (0.989 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Coal

Location & Zoning

Account Number	89386301
Street Address	103 RICHMOND RUN
City	STEM
State	NC
Zip	27581-9008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	103 RICHMOND RUN
Legal Subdivision	MANGUM FARMS SUBDIVISION
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	1
Census Block	1038
Census Tract	970701

Owner

Source: Granville County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 RICHMOND RUN, STEM, NC 27581-9008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2018	Deed of Trust, Mortgage · Construction Mortgage FARMERS & MERCHANTS BANK
Sep 21, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 21, 2017	Warranty Deed, Transfer · Commercial Mortgage FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Aug 21, 2017 · Amount on Record
Deed Book / Page	1701 / 495
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	103 RICHMOND RUN, STEM, NC 27581-9008
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001679/845
Date	Mar 26, 2018
Book Page	1679/845

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 25, 2021

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Sep 21, 2018
Property Address	103 RICHMOND RUN, STEM, NC 27581-9008
Document Number	001701/495
Book / Page	1701 / 495
Map Reference	MB 47 PG 90
Instrument Date	Sep 7, 2018
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2330 OPERATIONS DR, 2330, DURHAM, NC 27705-2336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 RICHMOND RUN, STEM, NC 27581-9008

Mortgage

Document Number	0001701497
Date	Sep 21, 2018
Instrument	1701/497

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Aug 21, 2017
Property Address	103 RICHMOND RUN, STEM, NC 27581-9008
Document Number	001655/384
Book / Page	1655 / 384
Map Reference	MB 35 PG 198
Instrument Date	Aug 18, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12613 RICHMOND RUN DR, 12613, RALEIGH, NC 27614-6419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 OPERATIONS DR, DURHAM, NC 27705-2336

Mortgage

Document Number	0001655386
Date	Aug 21, 2017
Instrument	1655/386

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	1655/386
Date	Aug 21, 2017
Book Page	1655/386

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Granville County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Municipality	Stem Town
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,330.00 (+31.57%)	$322,564 (+75.54%) Land $50,000 Building $272,564
2024			$322,564 (+75.54%) Land $50,000 Building $272,564
2023	$2,531.00 (+0.8%)	$183,755 (-) Land $35,000 Building $148,755	$183,755 (-) Land $35,000 Building $148,755
2022	$2,511.00	$183,755 Land $35,000 Building $148,755	$183,755 Land $35,000 Building $148,755

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Richmond Run

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