103 Richardson Corner Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 103 Richardson Corner Rd, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,914 sqft · built 2021
Lot Size	2.03 acres (88,736 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,225 (2026)
Deeds & Mortgages	Jan 2021 Refinance Apr 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0055 B:000B L:00001-3`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0055 B:000B L:00001-3`
Alternative APNs	`CHRL M:0055 B:000B L:00001-3` `M:0055 B:000B L:00001=3`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,914 sqft Living Area
Gross Area	4,824 sqft
Basement Area	1,914 sqft
Unfinished Basement	1,914 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	88,736 sqft (2.03 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	103 RICHARDSON CORNER RD
City	CHARLTON
State	MA
Zip	01507-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	B
Legal Lot Number	1-3
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	3
Census Block	3020
Census Tract	756102

Owner

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 RICHARDSON CORNER RD, CHARLTON, MA 01507-1431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance E MORTGAGE MANAGEMENT LLC
Apr 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SAVERS COOPERATIVE BANK
Jan 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 27, 2020
Transfer Doc	61809-222
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	103 RICHARDSON CORNER RD, CHARLTON, MA 01507-1431
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064353-354
Date	Jan 29, 2021
Book Page	64353/354
Instrument	14067

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	103 RICHARDSON CORNER RD, CHARLTON, MA 01507-1431
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062164-51
Date	Apr 6, 2020
Book Page	62164/51
Instrument	34765

Lender

Name	SAVERS COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Jan 29, 2020
Property Address	103 RICHARDSON CORNER RD, CHARLTON, MA 01507-1431
Document Number	61809-222
Book / Page	061809 / 000222
Instrument Date	Jan 27, 2020
Instrument	9281
Transaction Type	Transfer
Record Updated	Apr 6, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 TURNER RD CHARLTON MA 015071432, CHARLTON, MA 01507-1432

Tax Assessment & Valuation

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,225.00 (+1.25%)	$569,000 (+3.01%) Land $87,500 Building $481,500	$595,425 (+22.22%)
2025	$6,148.00 (+4.84%)	$552,400 (+6.83%) Land $84,500 Building $467,900	$487,160 (-)
2024	$5,864.00 (+2.3%)	$517,100 (+9.79%) Land $81,300 Building $435,800	$487,160
2023	$5,732.00	$471,000 Land $77,300 Building $393,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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