Yankton County property record for 103 Richard St, Yankton, SD 57078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 864 sqft · built 1976 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,270 (2025) |
| Deeds & Mortgages | Jun 2026 Reverse Mortgage Jun 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09.022.700.202 |
| Primary APN | 09.022.700.202 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Unfinished Basement | 864 sqft |
| Flooring | Other |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 103 RICHARD ST |
|---|---|
| City | YANKTON |
| State | SD |
| Zip | 57078-4707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 BLK 2 RIVERSIDE ACRES S/D |
| Legal Range | 56 |
| Legal Township | 93 |
| Legal Section | 22 |
| Legal Subdivision | RIVERSIDE ACRES SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | YANKTON SD |
| Township / Civil Division | WEST YANKTON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 966301 |
103 Richard St, a single family home, is owned by an individual.
Source: Yankton County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 644, YANKTON, SD 57078-0644 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| Jun 25, 2026 | Deed of Trust, Mortgage · Reverse Mortgage MORTGAGE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Jun 25, 2026 |
| Property Address | 103 RICHARD ST, YANKTON, SD 57078-4707 |
| Document Number | 0000214003 |
| Book / Page | 584 / 356 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 2026214003 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | FIRST DAKOTA TITLE LLC, FIRST DAKOTA TITLE |
| Name | Verified Name |
|---|---|
| Address | 103 RICHARD ST, YANKTON, SD 57078-4707 |
| Document Number | 0000214003, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 584/356 |
| Instrument | 2026214003 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 882 Months |
| Due | Dec 18, 2099 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Jun 25, 2026 |
| Property Address | 103 RICHARD ST, YANKTON, SD 57078-4707 |
| Document Number | 0000214002 |
| Book / Page | 584 / 355 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 2026214002 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | FIRST DAKOTA TITLE LLC, FIRST DAKOTA TITLE |
| Name | Verified Name |
|---|---|
| Address | 103 RICHARD ST, YANKTON, SD 57078-4707 |
| Document Number | 0000214002, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 584/355 |
| Instrument | 2026214002 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 882 Months |
| Due | Dec 18, 2099 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 103 Richard St was $1,270.
Source: Yankton County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Yankton County |
| Unified School District | Yankton School District 63-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,500 (-) Land $25,000 Building $202,500 | $227,500 Land $25,000 Building $202,500 | |
| 2025 | $1,270.00 | $227,500 Land $25,000 Building $202,500 | |
| 2023 | $164,000 Land $20,800 Building $143,200 | ||
| 2022 | $1,474.00 | ||
| 2021 | $146,900 Land $16,000 Building $130,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Richard St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 21 (2010–2018) |
| Claims Outside the SFHA | 16 of 21 |
| Most Recent Claim | Jun 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Richard St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 85% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BY WATER DISTRICT serves 13,320 people · EPA ID SD4600865 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hartington Telecommunications.
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