103 Richard St, Gillespie, IL 62033 Property Records

Macoupin County property record for 103 Richard St, Gillespie, IL 62033

Property Summary

Property TypeSingle Family Home
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Tax Bill$1,300 (2025)
Deeds & MortgagesOct 2023 Mortgage
Jul 2017 Mortgage
APN20-18-353-005

Property Details

APN / Parcel Number

Primary APN20-18-353-005
Alternative APN
  • 03-002-436-00

Exterior

Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide

Location & Zoning

Street Address103 RICHARD ST
CityGILLESPIE
StateIL
Zip62033-1547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 10 & 11 BLK 2 LOTS GILLESPIE HARLAN & TRICKEYS 100 X 150 20-18-353-005
Legal Block2
Legal Lot Number10-11
JurisdictionMACOUPIN IL
Township / Civil DivisionCAHOKIA
Census Block Group1
Census Block1009
Census Tract956900

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 RICHARD ST, GILLESPIE, IL 62033-1547
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2023Deed of Trust, Mortgage · Conventional Mortgage
CNB BANK & TRUST NA
Jul 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOUPIN IL
Property Address103 RICHARD ST, GILLESPIE, IL 62033-1547
Transaction TypeMortgage
Record UpdatedNov 3, 2023
Title CompanyCOMMUNITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 RICHARD ST, GILLESPIE, IL 62033-1547

Mortgage

Document Number0000607682
DateOct 2, 2023
Instrument607682
Lender
NameCNB BANK & TRUST NA
TypeBank
AddressLITCHFIELD, IL 62056
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2038
Interest
Rate TypeFixed Rate
Rate7.25%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOUPIN IL
Property Address103 RICHARD ST, GILLESPIE, IL 62033-1547
Transaction TypeMortgage
Record UpdatedAug 8, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 562872
DateJul 28, 2017
Instrument562872
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueJul 30, 2024
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacoupin County
County SubdivisionCahokia Township
MunicipalityGillespie City
Unified School DistrictGillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,300.00 (+6.47%)$30,838 (+7%) Land $3,317 Building $27,521$92,514 (+7%) Land $9,951 Building $82,563
2024$1,221.00 (+8.63%)$28,821 (+15.56%) Land $3,100 Building $25,721$86,463 (+15.56%) Land $9,300 Building $77,163
2022$1,124.00 Homeowner's exemption$24,940 Land $2,682 Building $22,258$74,820 Land $8,046 Building $66,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGILLESPIE
serves 3,737 people · EPA ID IL1170400
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityTreatment failure
resolved · Jan 2026
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Sparklight
Cable
1,000 / 50

May also be available: Madison Communications, Nextlink.

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