103 Rice Cir, Lonoke, AR 72086 Property Records

Lonoke County property record for 103 Rice Cir, Lonoke, AR 72086

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,205 sqft · built 1998
Owner	2 Individual Names on Record
Last Sale	$118,000 (Feb 2018)
Tax Bill	$1,152 (2024)
Deeds & Mortgages	Dec 2021 Second Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`781-02608-000`

Property Details

APN / Parcel Number

Primary APN	`781-02608-000`
Alternative APN	`37298`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,205 sqft Living Area
1st Floor Area	1,205 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1998
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	656 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	28 sqft
Patio Area	240 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 RICE CIR
City	LONOKE
State	AR
Zip	72086-3341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:8 BLK:2 CITY/MUNI/TWP:LONOKE SUBD:LONE OAK ACRES SUB SEC/TWN/RNG/MER:SEC 19 TWN 02N RNG 08W
Legal Range	08W
Legal Township	02N
Legal Section	19
Legal Subdivision	LONE OAK ACRES SUB
Legal Block	2
Legal Lot Number	8
Jurisdiction	LONOKE AR
Township / Civil Division	LONOKE
Census Block Group	3
Census Block	3012
Census Tract	20500

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 RICE CIR, LONOKE, AR 72086-3341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Mar 4, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 27, 2018	Warranty Deed, Transfer · FHA Mortgage BENCHMARK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2018 · Amount on Record
Deed Sale	Feb 27, 2018 · Amount on Record
Deed Document Number	2018-01771
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	103 RICE CIR, LONOKE, AR 72086-3341
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 RICE CIR, LONOKE, AR 72086-3341

Mortgage

Document Number	0000017218
Date	Dec 27, 2021
Book Page	2021/17218
Instrument	2021-17218

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	103 RICE CIR, LONOKE, AR 72086-3341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002311
Date	Mar 4, 2020
Book Page	2020/2311
Instrument	2020-02311

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Feb 27, 2018
Property Address	103 RICE CIR, LONOKE, AR 72086-3341
Document Number	0000001771
Instrument Date	Feb 16, 2018
Instrument	1771
Transaction Type	Transfer
Record Updated	Mar 19, 2018
Title Company	LIBERTY TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 RICE CIR LONOKE AR 720863341, LONOKE, AR 72086-3341

Mortgage

Document Number	1772
Date	Feb 27, 2018
Instrument	1772

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Lonoke City
Unified School District	Lonoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,200 (-) Land $4,000 Building $16,200
2024	$1,152.00
2023	$1,152.00	$20,200 Land $4,000 Building $16,200	$101,000 Land $20,000 Building $81,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONOKE WATERWORKS serves 4,277 people · EPA ID AR0000343
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TCW Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Swyft Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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