103 Reflection Dr, Bonaire, GA 31005 Property Records

Houston County property record for 103 Reflection Dr, Bonaire, GA 31005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,622 sqft · built 2014
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (Dec 2018)
Tax Bill	$309 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`W130-82`

Property Details

APN / Parcel Number

Primary APN	`W130-82`
Alternative APNs	`0W1300 082000` `55947`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,622 sqft Heated Area
1st Floor Area	1,221 sqft
2nd Floor Area	308 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	484 sqft
Porch	Slab
Porch Area	167 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	55947
Street Address	103 REFLECTION DR
City	BONAIRE
State	GA
Zip	31005-4849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 38 BLK C PEACH BLOSSOM TERRACE SEC 2
Legal Subdivision	PEACH BLOSSOM TERR
Legal Block	C
Legal Lot Number	38
Jurisdiction	HOUSTON GA
Township / Civil Division	WARNER ROBINS
Census Block Group	2
Census Block	2000
Census Tract	21108

Owner

Source: Houston County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 REFLECTION DR, BONAIRE, GA 31005-4849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 6, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 17, 2020	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Dec 10, 2018	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2018 · Amount on Record
Deed Sale	Dec 10, 2018 · Amount on Record
Prior Sale	Feb 5, 2015 · Amount on Record
Deed Book / Page	8039 / 65
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	103 REFLECTION DR, BONAIRE, GA 31005-4849
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 REFLECTION DR, BONAIRE, GA 31005-4849

Mortgage

Document Number	0107690636
Date	Jan 5, 2026
Book Page	10769/636

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	103 REFLECTION DR, BONAIRE, GA 31005-4849
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091430177
Date	May 6, 2021
Book Page	9143/177

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	103 REFLECTION DR, BONAIRE, GA 31005-4849
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086800004
Date	Jul 17, 2020
Book Page	8680/4

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOUSTON GA
Recording Date	Dec 10, 2018
Property Address	103 REFLECTION DR, BONAIRE, GA 31005-4849
Document Number	0080390065
Book / Page	008039 / 000065
Instrument Date	Dec 5, 2018
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 REFLECTION DR BONAIRE GA 310054849, BONAIRE, GA 31005-4849

Mortgage

Document Number	80390066
Date	Dec 10, 2018
Book Page	008039/000066

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2048

Tax Assessment & Valuation

Source: Houston County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Municipality	Warner Robins City
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$309.00 (-92.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$139,760 (+9.6%) Land $11,200 Building $128,560	$349,400 (+9.6%) Land $28,000 Building $321,400
2024	$4,172.00 (+12%)	$127,520 (+12.85%) Land $11,200 Building $116,320	$318,800 (+12.85%) Land $28,000 Building $290,800
2023	$3,725.00 (+9.53%)	$113,000 (+9.54%) Land $11,200 Building $101,800	$282,500 (+9.54%) Land $28,000 Building $254,500
2022	$3,401.00	$103,160 Land $11,200 Building $91,960	$257,900 Land $28,000 Building $229,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.1% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARNER ROBINS serves 83,705 people · EPA ID GA1530007
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Sparklight Fiber · Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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