Unicoi County property record for 103 Red Oak Ln, Flag Pond, TN 37657
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 2 ba · 3,296 sqft · built 1990 |
| Lot Size | 15.5 acres (675,180 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,076 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-017.09 |
| Primary APN | 059-017.09 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,296 sqft Gross Area |
| 1st Floor Area | 1,528 sqft |
| Basement Area | 1,528 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 675,180 sqft (15.5 acres) |
| Lot Dimensions | 250 ft deep x 237 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed/Finished Porch |
|---|---|
| Porch Area | 387 sqft |
| Deck Area | Deck Area |
| Patio Area | 112 sqft |
| Utility Building | 835 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 103 RED OAK LN |
|---|---|
| City | FLAG POND |
| State | TN |
| Zip | 37657-2175 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | 237X250X228X215 |
| Legal Subdivision | C G SHELTON |
| Jurisdiction | UNICOI TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 80100 |
103 Red Oak Ln, an agricultural property, is owned by two individuals.
Source: Unicoi County records, as of March 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 RED OAK LN, FLAG POND, TN 37657-2175 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST TENNESSEE BANK NA |
| Dec 29, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Property Address | 103 RED OAK LN, FLAG POND, TN 37657-2175 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000406689 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 406/689 |
| Instrument | 17001639 |
| Name | FIRST TENNESSEE BANK NA |
|---|---|
| Type | Bank |
| Address | ERWIN, TN 37650 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Property Address | 103 RED OAK LN, FLAG POND, TN 37657-2175 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 103 RED OAK LN, FLAG POND, TN 37657-2175 |
| Document Number | 0000454574 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 454/574 |
| Instrument | 21002862 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 103 Red Oak Ln was $1,076.
Source: Unicoi County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Unified School District | Unicoi County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,076.00 | $41,225 Land $7,400 Building $33,825 | $196,800 Land $61,500 Building $135,300 |
| 2024 | $1,076.00 | ||
| 2023 | $41,225 (-) Land $7,400 Building $33,825 | ||
| 2022 | $969.00 | $41,225 Land $7,400 Building $33,825 | $196,800 Land $61,500 Building $135,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Red Oak Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 19 (2001–2024) |
| Claims Outside the SFHA | 5 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Red Oak Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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