103 Rebecca's Ct, Smithsburg, MD 21783 Property Records

Washington County property record for 103 Rebecca's Ct, Smithsburg, MD 21783

Property Summary

Property TypeSingle Family Home
Details2 ba · 996 sqft · built 1993
Lot Size0.499 acres (21,724 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Feb 2026)
Tax Bill$2,139 (2025)
Deeds & MortgagesDec 2021 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-028857

Property Details

APN / Parcel Number

Primary APN07-028857
Alternative APN
  • 028857

Interior

Full Baths2 Baths
Stories1 Story
Building Area996 sqft Total Area
Basement Area400 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area21,724 sqft (0.499 acres)
Deck Area208 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number028857
Street Address103 REBECCAS CT
CitySMITHSBURG
StateMD
Zip21783-2076
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 410 21724 SQ FT 103 REBECCAS COURT WHISPERING HILLS
Legal SubdivisionWHISPERING HILLS
Legal Lot Number410
JurisdictionWASHINGTON MD
Township / Civil Division7, SMITHSBURG
Census Block Group3
Census Block3003
Census Tract11301

Owner

Source: Washington County records · APN 07-028857

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address103 REBECCAS CT, SMITHSBURG, MD 21783-2076
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 22, 2018Deed, Transfer · FHA Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 12, 2026 · Amount on Record
Deed SaleFeb 12, 2026 · Amount on Record
Prior SaleMay 22, 2018 · Amount on Record
Deed Document Number2026
Deed Book / Page7859 / 460
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address103 REBECCAS CT, SMITHSBURG, MD 21783-2076
Transaction TypeMortgage
Record UpdatedMay 03, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068500023
DateDec 01, 2021
Book Page6850/23
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term235 Months
DueJul 01, 2041

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateMay 22, 2018
Property Address103 REBECCAS CT, SMITHSBURG, MD 21783-2076
Document Number0057550328
Book / Page5755 / 0328
Map ReferenceFO3750
Instrument DateMay 18, 2018
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyOLDE TOWNE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,156.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address103 REBECCAS CT, SMITHSBURG, MD 21783-2076

Mortgage

Document Number0005755336
DateMay 22, 2018
Instrument5755/336
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalitySmithsburg Town
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$255,800 (+8.94%)$276,800 (-) Land $70,800 Building $206,000
2025$2,139.00 (+14.94%)$234,800 (+15.4%)$276,800 (+29.47%) Land $70,800 Building $206,000
2023$1,861.00$203,467$213,800 Land $70,800 Building $143,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 14, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2006)
Most Recent ClaimJun 2006 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Schurz Communications
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber
2,000 / 2,000

May also be available: Verizon.

Based on FCC filings for 170 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF SMITHSBURG DISTRIBUTION SYSTEM
serves 2,500 people
Water SourcePurchased surface water from CITY OF HAGERSTOWN
Last State InspectionMar 2026

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Rebecca's Ct

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