103 Purcell Dr, Richmond, KY 40475 Property Records

Madison County property record for 103 Purcell Dr, Richmond, KY 40475

Property Summary

Property TypeDuplex
Details1,715 sqft
Lot Size0.142 acres (6,186 sqft)
OwnerCompany Name on File
Last Sale$795,000 (Sep 2026)
Tax Bill$2,423 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Mar 2024 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNR002-0006-0029

Property Details

APN / Parcel Number

Primary APNR002-0006-0029
Alternative APNs
  • 119525
  • 82544
  • 50852

Interior

Stories1 Story
Building Area1,715 sqft Living Area

Exterior

Architectural StyleDuplex Single
Exterior MaterialBrick Veneer
Lot Area6,186 sqft (0.142 acres)

Location & Zoning

Account Number50852
Street Address103 PURCELL DR
CityRICHMOND
StateKY
Zip40475-3532
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionEASTERN HILLS LOT 27
Legal SubdivisionEASTERN HILLS
Legal Lot Number27
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1002
Census Tract10601

Owner

103 Purcell Dr, a duplex, is owned by a company that bought it in September 2026.

Source: Madison County records, as of September 17, 2026

Owner of RecordCompany Name on File
Mailing Address212 N 2ND ST, 100, RICHMOND, KY 40475-1408
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Deed, Transfer · Conventional Mortgage
COMMERCIAL BANK
Mar 15, 2024Warranty Deed, Transfer · Line of Credit
CUMBERLAND VALLEY NATL BANK & TRUST
Jan 17, 2020Deed of Trust, Mortgage
PEOPLES BANK & TRUST CO OF MADISON CNTY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2026 · Amount on File
Deed SaleSep 4, 2026 · Amount on File
Prior SaleMar 15, 2024 · Amount on File
Deed Document Number202614374161
Deed Book / Page888 / 55
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateSep 4, 2026
Property Address103 PURCELL DR, RICHMOND, KY 40475-3532
Document Number0014374161
Book / Page888 / 55
Instrument DateAug 28, 2026
Instrument202614374161
Transaction TypeTransfer
Record UpdatedSep 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$80,295.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

Mortgage

Document Number0014374161,
DateSep 4, 2026
Book Page2498/765
Instrument202614374161
Lender
NameCOMMERCIAL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term308 Months
DueMay 28, 2052
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateMar 15, 2024
Property Address103 PURCELL DR, RICHMOND, KY 40475-3532
Document Number000D850/17
Book / PageD850 / 17
Map ReferenceMB 3 PG 171
Instrument DateMar 14, 2024
Instrument2014194637
Transaction TypeTransfer
Record UpdatedMar 28, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$257.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1944, RICHMOND, KY 40476-1944

Transferred To (Grantee/Buyer)

NameVerified Name
Address2725 DOYLESVILLE RD, RICHMOND, KY 40475-9249

Mortgage

Document Number2014194638
DateMar 15, 2024
Instrument2014194638
Lender
NameCUMBERLAND VALLEY NATL BANK & TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address103 PURCELL DR, RICHMOND, KY 40475-3532
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01912/269
DateJan 17, 2020
Book PageM01912/269
Instrument2014005620
Lender
NamePEOPLES BANK & TRUST CO OF MADISON CNTY
TypeBank
AddressBEREA, KY 40403
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 103 Purcell Dr was $2,423.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,423.00$257,000$257,000
2023$1,164.00 (-0.26%)$120,000 (-)$120,000 (-)
2022$1,167.00$120,000$120,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 103 Purcell Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Purcell Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Purcell Dr

Nearby Streets

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