Lafayette Parish property record for 103 Prosperity Cir, Lafayette, LA 70508
| Property Type | Single Family Home |
|---|---|
| Details | 3,638 sqft · built 1995 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,857 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6058827 |
| Primary APN | 6058827 |
|---|
| Building Area | 3,638 sqft Living Area |
|---|
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Area | 480 sqft |
| Street Address | 103 PROSPERITY CIR |
|---|---|
| City | LAFAYETTE |
| State | LA |
| Zip | 70508-7453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 45 VEROT OAKS PH II |
| Legal Range | 04E |
| Legal Township | 10S |
| Legal Section | 07 |
| Legal Subdivision | VEROT OAKS SUBD PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 45 |
| Jurisdiction | LAFAYETTE LA |
| Township / Civil Division | G |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 1403 |
Source: Lafayette Parish records, as of July 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 PROSPERITY CIR, LAFAYETTE, LA 70508-7453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Oct 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Property Address | 103 PROSPERITY CIR, LAFAYETTE, LA 70508-7453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900034162 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 2019-00034162 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Property Address | 103 PROSPERITY CIR, LAFAYETTE, LA 70508-7453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900034162 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 2019-00034162 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Lafayette Parish assessment roll, as of April 6, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Lafayette Parish |
| Municipality | Lafayette City |
| Unified School District | Lafayette Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,857.00 (+50.29%) | $27,473 (+13.1%) Land $1,790 Building $25,683 | $274,730 (+13.1%) Land $17,900 Building $256,830 |
| 2023 | $1,901.00 (+0.42%) Homeowner's exemption | $24,290 (-) Land $1,790 Building $22,500 | $242,900 (-) Land $17,900 Building $225,000 |
| 2022 | $1,893.00 Homeowner's exemption | $24,290 Land $1,790 Building $22,500 | $242,900 Land $17,900 Building $225,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 91 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 91 in force |
| Nearby Flood Claims | 26 (2002–2017) |
| Claims Outside the SFHA | 6 of 26 |
| Most Recent Claim | Nov 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.9% of Louisiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LFT Fiber Fiber | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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