103 Prospect St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 103 Prospect St, Biddeford, ME 04005

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,552 sqft · built 1920
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,150 (Nov 2025)
Tax Bill	$5,018 (2025)
Deeds & Mortgages	May 2026 Second Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:34 L:283`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:34 L:283`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,552 sqft Living Area
Gross Area	4,906 sqft
1st Floor Area	1,276 sqft
Attic	Attic
Attic Area	660 sqft
Basement Area	1,276 sqft
Unfinished Basement	1,276 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	103 PROSPECT ST
City	BIDDEFORD
State	ME
Zip	04005-3624
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Lot Number	283
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2021
Census Tract	25205

Owner

Source: York County and Biddeford City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 PROSPECT ST, BIDDEFORD, ME 04005-3624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Nov 14, 2025	Quit Claim Deed, Transfer · FHA Mortgage NEWREZ LLC
Jan 13, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Deed Document Number	202541565
Deed Book / Page	19785 / 747
Prior Transfer Date	Nov 3, 2025
Prior Transfer Doc	0197850747
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Recording Date	May 8, 2026
Property Address	103 PROSPECT ST, BIDDEFORD, ME 04005-3624
Document Number	0198990241
Book / Page	19899 / 241
Instrument Date	May 1, 2026
Instrument	202615417
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PROSPECT ST, BIDDEFORD, ME 04005-3624

Mortgage

Document Number	0000015417,
Date	May 8, 2026
Book Page	19899/241
Instrument	202615417

Lender

Name	SPRING EQ LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.46%
Max Rate	-1%

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Nov 14, 2025
Property Address	103 PROSPECT ST, BIDDEFORD, ME 04005-3624
Document Number	0197850747
Book / Page	19785 / 747
Instrument Date	Nov 3, 2025
Instrument	2025041565
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2025041566
Date	Nov 14, 2025
Instrument	2025041566

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Jan 13, 2023
Property Address	103 PROSPECT ST, BIDDEFORD, ME 04005-3624
Document Number	0191840172
Book / Page	19184 / 172
Instrument Date	Jan 13, 2023
Instrument	2023001119
Transaction Type	Transfer
Record Updated	Jan 30, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PROSPECT ST, BIDDEFORD, ME 04005-3624

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,018.00 (+6.2%)	$335,900 (+1.08%) Land $149,500 Building $186,400
2024	$4,725.00 (+10.17%)	$332,300 (+1.65%) Land $149,500 Building $182,800
2023	$4,289.00 (+19.9%)	$326,900 (+49.95%) Land $146,900 Building $180,000
2022	$3,577.00	$218,000 Land $82,600 Building $135,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Verizon.

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