103 Primrose Pl, Spencerville, OH 45887 Property Records

Allen County property record for 103 Primrose Pl, Spencerville, OH 45887

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,833 sqft · built 1957
Lot Size	0.402 acres (17,511 sqft)
Owner	Individual Name on Record
Last Sale	$88,500 (Jul 2013)
Tax Bill	$1,449 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-1208-04-008.000`

Property Details

APN / Parcel Number

Primary APN	`44-1208-04-008.000`
Alternative APN	`E1944120804008000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,833 sqft Living Area
Gross Area	2,085 sqft
1st Floor Area	1,833 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	17,511 sqft (0.402 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	144 sqft
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	103 PRIMROSE PL
City	SPENCERVILLE
State	OH
Zip	45887-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCMICHAELS SUBDIVISION LOT 722 FF 99.60
Legal Subdivision	MCMICHAELS SUBDIVISION
Legal Lot Number	722
Jurisdiction	ALLEN OH
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3040
Census Tract	10600

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 PRIMROSE PL, SPENCERVILLE, OH 45887-1253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2019	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU
Oct 19, 2017	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2013 · Amount on Record
Deed Sale	Jul 18, 2013 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	20139290
Deed Book / Page	2013 / 9290
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	103 PRIMROSE PL, SPENCERVILLE, OH 45887-1253
Document Number	0000013102
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PRIMROSE PL SPENCERVILLE OH 458871253, SPENCERVILLE, OH 45887-1253

Mortgage

Document Number	0000013102
Date	Dec 9, 2019
Instrument	13102

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 8, 2039

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	103 PRIMROSE PL, SPENCERVILLE, OH 45887-1253
Document Number	0000011666
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PRIMROSE PL SPENCERVILLE OH 458871253, SPENCERVILLE, OH 45887-1253

Mortgage

Document Number	0000011666
Date	Nov 1, 2019
Instrument	11666

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 31, 2039

Interest

Rate Type	Adjustable Rate
Rate	2.62%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	103 PRIMROSE PL, SPENCERVILLE, OH 45887-1253
Document Number	0000012675
Instrument Date	Oct 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PRIMROSE PL SPENCERVILLE OH 458871253, SPENCERVILLE, OH 45887-1253

Mortgage

Document Number	0000012675
Date	Nov 15, 2017
Instrument	12675

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Spencer Township
Municipality	Spencerville Village
Unified School District	Spencerville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,449.00 (-0.28%)	$44,140 (-) Land $11,970 Building $32,170	$126,100 (-) Land $34,200 Building $91,900
2024	$1,453.00 (+24.29%) Homeowner's exemption	$44,140 (+32.99%) Land $11,970 Building $32,170	$126,100 (+33.02%) Land $34,200 Building $91,900
2023	$1,169.00 (-0.26%) Homeowner's exemption	$33,190 (-) Land $9,000 Building $24,190
2022	$1,172.00 Homeowner's exemption	$33,190 Land $9,000 Building $24,190
2021			$94,800 Land $25,700 Building $69,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCERVILLE VILLAGE serves 2,261 people · EPA ID OH0201312
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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